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Chase Student Banking Accounts

Compare accounts

Chase offers banking accounts designed for parents to help teach their kids good money habits. Compare accounts below and select the one that best fits your family's needs.

Chase First BankingSM 1

Parent-owned account for children ages 6-17 years. Requires eligible account to open

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Chase High School CheckingSM 2

Parent co-owned account for students 13-17 years old

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Monthly Service Fee
$0
$0
Debit Card
yes
yes
Zero Liability Protection®3
yes
yes
24/7 Fraud Monitoring 
yes
yes
No fees at 16,000 Chase ATMs
yes
yes
Access to more than 4,700 branches
yes
yes
Account Alerts4
yes
yes
Spending Controls
yes
no
Savings Goals
yes
no
Allowance Controls
yes
no
One-time chores
yes
no
Recurring allowances
yes
no
Chase OnlineSM Banking, Online Bill PaySM5 and Chase Mobile Banking
Limited services available6
yes
Zelle®7
no
yes
Chase QuickDeposit8
no
yes
Direct Deposit
no
yes
Personal Check Writing
no
yes
See account details
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Explore more about student banking
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Chase College CheckingSM

Do you have a college student aged 17-24? They may qualify for $0 monthly service fee (up to 5 years)

Learn more about Chase college checking link

Get set for every step

The student resource center is designed to help you and your child along the financial journey

Get tips on student banking link
  • 1 For parents/guardians interested in teaching their child how to manage money using a debit card with the child’s name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking, Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Better Banking® Checking, Chase Premier CheckingSM, Chase CheckingSM or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old.
  • 2 For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking, Chase College Checking, Chase Secure CheckingSM and Chase First CheckingSM.
  • 3Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions made at stores, ATMs, on the phone or online when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.
  • 4 Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.
  • 5 Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
  • 6 Chase OnlineSM Banking services unavailable with Chase First Banking: Cash or check deposits, Chase QuickPay® with Zelle®, Chase QuickDepositSM, direct deposit, Chase overdraft services, check writing, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.
  • 7 Zelle®: Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with ZelIe (go to https://register.zellepay.com to see parficipating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase Online. Limitations may apply. Message and data rates may apply.
  • Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 8 Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile® app for limitations, terms, conditions and details. Chase Mobile® app is available for select mobile devices. Chase QuickDeposit is compatible with iPhone and iPad devices with iOS 11.0 and above. For Android devices, we recommend a 4-megapixel rear-facing camera with auto focus for the best performance. Enroll on the Chase Mobile® app. Message and data rates may apply.
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Savings Accounts & CDs

It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money.

Checking

Find the checking account that's best for you. See our Chase Total Checking®offer for new customers. Check out our bank account without overdraft fees. View FAQ's, how-to videos and other resources to help you get started with your new account.

Student banking

Discover products and financial education tailored to help parents and students at the Student Center. For parents with kids and teens, explore Chase High School Checking or Chase First Banking as an account that helps parents teach good money habits. Our Chase College Checking Account has great benefits for students and new Chase customers can enjoy this special offer.

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Chase Bank refer a friend for checking accounts. Existing Chase checking customers can refer a friend to bank with Chase and earn a cash bonus.

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Eligible accounts

Monthly Service Fee:

$0

You must be an existing Chase checking customer to open the account.1 Eligible parent accounts include:

  • Chase Secure BankingSM
  • Chase Total Checking®
  • Chase Premier Plus CheckingSM
  • Chase SapphireSM Banking
  • Chase Private Client CheckingSM

Account subject to approval. See Additional Banking Services and Fees (PDF) for more information.

For parents/guardians interested in teaching their child how to manage money using a debit card with the child’s name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking, Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Better Banking® Checking, Chase Premier CheckingSM, Chase CheckingSM or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old.