Join Chase Private Client.
Earn up to $3,000.

Q: What is Chase Private Client CheckingSM?

Chase Private Client CheckingSM is a premium checking account. As a Chase Private Client, you’re supported by a dedicated banker and J.P. Morgan Wealth Management advisor who work as a team invested in your goals. With personalized wealth and retirement strategies, one-on-one guidance and premium banking benefits, they help you grow your wealth and plan for the future with confidence and clarity.

Q: What is the Monthly Service Fee for Chase Private Client CheckingSM?

There is a $35 Monthly Service Fee* for Chase Private Client Checking or $0 when you do one of the following: Have a $150,000+ average beginning day balance in any combination of: • This Chase Private Client Checking account • Other qualifying linked personal deposit and/or investment accounts OR Link this Chase Private Client Checking account to one of the following: • Another Chase Private Client CheckingSM account • A J.P. Morgan Private Client Checking Plus account • A J.P. Morgan Classic Checking account • A Chase Platinum Business CheckingSM account Link qualifying personal deposit and investment accounts to your Chase Private Client CheckingSM account to help meet the $150,000+ balance requirement to waive the $35 Monthly Service Fee. Plus, when you link other deposit accounts, those accounts will have their Monthly Service Fees waived – enabling you and your family to save money and enjoy more value from your Chase Private Client relationship.

Request your offer code, then meet with a banker to open or upgrade to a Chase Private Client Checking^SM account¹ with qualifying activities to receive your bonus offer.

First, enter your email and get your offer code. Then schedule a meeting with a banker.

Enter your email

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How to earn your bonus offer

Request offer code

Enter your email to receive your offer code. Then schedule a meeting with a banker.

Meet with a banker

A banker will help you open or upgrade your account to receive the bonus offer.

Offer expires October 14, 2026.

Transfer your funds

Transfer qualifying new money or securities to eligible account(s) within 45 days.

Receive your bonus

Maintain your new money for 90 days from offer enrollment¹, and receive your bonus within 40 days.

You receive When you deposit
$1,000 $150,000 - $249,999
$2,000 $250,000 - $499,999
$3,000 $500,000+

Benefits you receive as a Chase Private Client

Enjoy dedicated one-on-one support

Your dedicated banker and a J.P. Morgan Wealth Management advisor² work as a team, providing personalized wealth strategies and one-on-one guidance to help plan your future with more confidence.

Your team can also connect you to other specialists like a home lending advisor or business relationship manager.

Wealth strategies tailored to your goals

Your J.P. Morgan advisor builds a custom wealth strategy³ that changes as you do, providing one-on-one guidance to help you make informed decisions for your future.

Premium banking for your everyday life

Get the added benefit of 24/7 customer service to help you manage your accounts. Enjoy waived fees on wire transfers⁴ and ATM withdrawals worldwide⁵ with the advanced security and protection you expect from a global leader.

Receive up to $3,000

To get started, request your offer code and schedule a meeting with a banker who will review your offer details and help open or upgrade your account.

Request my offer code

Personalized wealth strategies

Your J.P. Morgan advisor helps you make informed decisions with one-on-one guidance and tailored investing strategies, that help grow and preserve your wealth to confidently plan for what's next.

FAQs

Content Item

What accounts are eligible and ineligible for this Chase Private Client offer?

New money must be placed in an eligible account for it to count toward earning the bonus.

Eligible account types include:

Personal checking accounts
Personal savings accounts
Qualifying J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor)

Ineligible account types include:

Chase Personal and Business CDs
Business checking and savings accounts
J.P. Morgan Wealth Management Personal Advisors accounts
J.P. Morgan Wealth Management Self-Directed Investing accounts
J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans)
Insurance products
Fixed and variable annuities
J.P. Morgan Fund Accounts
529 College Savings Plans
Attorney trust accounts
Client fund trust accounts
Government or Non-Profit accounts
Donor-advised funds

What is Chase Private Client Checking^SM?

Chase Private Client Checking^SM is a premium checking account. As a Chase Private Client, you're supported by a dedicated banker and J.P. Morgan Wealth Management advisor who work as a team invested in your goals. With personalized wealth and retirement strategies, one-on-one guidance and premium banking benefits, they help you grow your wealth and plan for the future with confidence and clarity.

What is the Monthly Service Fee for Chase Private Client Checking^SM?

There is a $35 Monthly Service Fee for Chase Private Client Checking or $0 when you do one of the following:

Have a $150,000+ average beginning day balance in any combination of:

This Chase Private Client Checking account
Other qualifying linked personal deposit and/or investment accounts

Link this Chase Private Client Checking account to one of the following:

Another Chase Private Client Checking account
A J.P. Morgan Private Client Checking Plus account
A J.P. Morgan Classic Checking account
A Chase Platinum Business Checking^SM account

Link qualifying personal deposit and investment accounts to your Chase Private Client Checking^SM account to help meet the $150,000+ balance requirement to waive the $35 Monthly Service Fee.

Plus, when you link other deposit accounts, those accounts will have their Monthly Service Fees waived - enabling you and your family to save money and enjoy more value from your Chase Private Client relationship.

What is “new money”?

New money cannot be existing deposits, funds or securities held by you at Chase or its affiliates.

How do I get this Chase Private Client Checking^SM bonus offer?

To get started, enter your email address to get your Chase Private Client personalized coupon code. Then, schedule a meeting with a banker and bring your offer code to redeem.

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

¹Service Fee: Chase Private Client Checking^SM has $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $150,000+ average beginning day balance in this account, or in combination with any other qualifying personal deposits or investments; OR, Option #2: Link this account to a qualifying checking account. Otherwise a $35 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Product terms subject to change. For more information, please see a banker or visit chase.com/checking. Qualifying personal deposits include balances in this account and up to an additional nine of the following: Chase Private Client Checking^SM, Chase Sapphire^® Checking, Chase Premier Plus Checking^SM, Chase Total Checking^®, Chase Secure Checking^SM, and Chase College Checking^SM accounts. Balances from any of the following are also included: Chase First Checking^SM, Chase High School Checking^SM, J.P. Morgan Private Client Savings, Chase Private Client Savings^SM, Chase Premier Savings^SM, Chase Savings^SM, CDs, as well as certain Chase Retirement CDs or Chase Retirement Money Market accounts. Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Qualifying linked checking accounts include J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client Checking^SM, or Chase Platinum Business Checking^SM. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.

Bonus/Account Information: To receive the bonus: 1) Meet with a Private Client Banker to open or upgrade to a Chase Private Client Checking^SM account; if you already have a CPC Checking account, skip to step number two. 2) After offer enrollment, you have 45 days to transfer a total of $150,000 or more in qualifying new money or securities to a combination of only eligible accounts:

Eligible Accounts: Qualifying personal checking and savings accounts, and personal J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor).

Ineligible Accounts: Chase Personal and Business CDs, Chase business checking and savings accounts, J.P. Morgan Self-Directed Investing accounts, J.P. Morgan Wealth Management Personal Advisors accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; donor-advised funds; as well as Government or Non-Profit accounts.

The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. At day 45, the bonus tier will be determined in the following manner:

New Money Inflows Cash Bonus

$150,000-$249,999.99 $1,000

$250,000-$499,999.99 $2,000

$500,000+ $3,000

AND 3) Hold the qualifying new money of at least $150,000 in only eligible accounts for at least 90 days from the offer enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus into your enrolled account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY), for Chase Private Client Checking^SM effective as of 06/26/2026 is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. Offer availability subject to change. Additional Chase Private Client bonus offers may exist concurrently. You can receive only one Chase Private Client Checking^SM new money bonus, J.P. Morgan Private Client new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one-time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
²Customers who work with a J.P. Morgan advisor in a Chase branch or J.P. Morgan Financial Center generally intend to invest $100,000 or more.
³IMPORTANT: The projection or other information generated by the Wealth Plan regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees on future results. Results may vary with each use and over time.
⁴For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
⁵There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account or changing to this product. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The “No Chase Fee” benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Chase Private Client Banker

Get more from relationship banking with priority service and benefits. Schedule a meeting and let us help you reach your goals.

Team of experts

Your personalized relationship starts with a team of experts who can help manage your financial and everyday banking needs.

Perks and benefits

Access perks and benefits — such as relationship pricing for Chase customers for home and auto loans and exclusive one-of-a-kind events.

Wealth management services

As a Chase Private Client, you can access investment guidance from J.P. Morgan Wealth Management and feel more confident in reaching your goals.

New Money Inflows	Cash Bonus
$150,000-$249,999.99	$1,000
$250,000-$499,999.99	$2,000
$500,000+	$3,000

Join Chase Private Client. Earn up to $3,000.

Request your offer code, then meet with a banker to open or upgrade to a Chase Private Client CheckingSM account1 with qualifying activities to receive your bonus offer.