Enjoy up to a $3,000 Chase Private Client Checking^SM account bonus

Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities.

Enter email address to receive code

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Your email address wonʼt be used for other promotions or shared with third parties.

Offer expires 01/22/2025.

Account subject to approval.
Get Service Fee, Bonus/Account and other Important Information.

You won't want to pass up this bonus

Earn$1,000

when you deposit
$150,000 - $249,999
Earn$2,000

when you deposit
$250,000 - $499,999
Earn$3,000

when you deposit
$500,000+

Here's how to get started:

Meet with a Chase Private Client Banker

Open or upgrade to your new Chase Private Client Checking account¹ by January 22, 2025 in branch.

Find my branch

Transfer your funds

Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.

Enjoy the bonus

Maintain your new money for 90 days from coupon enrollment^* — we'll add the bonus into your account within 40 days.

Eligible and ineligible accounts for this offer:

Eligible

Personal checking accounts
Personal savings accounts
Qualifying J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor)

Ineligible

Chase Personal and Business CDs
Business checking and savings accounts
J.P. Morgan Self-Directed Investing accounts
J.P. Morgan Wealth Management Personal Advisors accounts

Any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans)
Insurance products
Fixed and variable annuities
J.P. Morgan Fund Accounts

529 College Savings Plans
Attorney trust accounts
Client fund trust accounts
Government or Non-Profit accounts
Donor-advised funds

Benefits with Chase Private Client

No fees on everyday banking

No fees worldwide² at Chase & non-Chase ATMs and no Chase fee on incoming or outgoing wire transfers.³
Priority service

Dedicated Chase Private Client Banker and 24/7 U.S.-based banking service line ready to help you with your everyday banking needs.
Higher limits

Enjoy higher limits on purchases and ATM withdrawals with your Chase Private Client debit card as well as Zelle^®⁴ and Chase QuickDeposit^SMtransactions.⁵
Preferred rates and perks

You may be eligible for a 0.25% auto rate discount⁶ and invitation-only events.

Plus, investing with J.P. Morgan Wealth Management

Plus, investing with J.P. Morgan Wealth Management

Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor⁷ who can help create a personalized investment strategy.

Upgrade your relationship

Enter email address to receive code

Please enter a valid email address.

Your email address wonʼt be used for other promotions or shared with third parties.

Offer expires 01/22/2025.

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

FAQs about Chase Private Client Checking^SM

Content Item

What is Chase Private Client Checking^SM?

Chase Private Client is a premium checking account. Receive priority service and other exclusive perks, and benefits from Chase. Plus, access to investing strategies and insights from J.P. Morgan Wealth Management.

What is the monthly service fee for Chase Private Client Checking^SM?

There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business Checking account.

What is “new money”?

New money cannot be existing deposits, funds or securities held by you at Chase or its affiliates.

What accounts are eligible and ineligible for this offer?

New money must be placed in an eligible account for it to count toward earning the bonus.

Eligible account types include:

Chase personal checking accounts
Chase personal savings accounts
Qualifying J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor)

Ineligible account types include:

Chase Personal and Business CDs
Business checking and savings accounts
J.P. Morgan Wealth Management Personal Advisors accounts
J.P. Morgan Wealth Management Self-Directed Investing accounts
J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoughs, SEP and SIMPLE IRAs, and 401(k) plans)
Insurance products
Fixed and variable annuities
J.P. Morgan Fund Accounts
529 College Savings Plans
Attorney trust accounts
Client fund trust accounts
Government or Non-Profit accounts
Donor-advised funds

How do I get this Chase Private Client Checking^SM bonus offer?

To get started, schedule a meeting with a banker and bring your offer code.

^*Service Fee: Chase Private Client Checking^SM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances OR, Option #2: Have a linked Chase Platinum Business Checking^SM account. Otherwise a $35 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Product terms subject to change. For more information, please see a banker or visit chase.com/checking.

Ineligible Accounts: Chase Personal and Business CDs, Chase business checking and savings accounts, J.P. Morgan Self-Directed Investing accounts, J.P. Morgan Wealth Management Personal Advisors accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; donor-advised funds; as well as Government or Non-Profit accounts.

New Money Inflows	Cash Bonus
$150,000-$249,999.99	$1,000
$250,000-$499,999.99	$2,000
$500,000+	$3,000

AND 3) Hold the qualifying new money of at least $150,000 in only eligible accounts for at least 90 days from the coupon enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus into your existing Chase Private Client Checking^SM account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY), for Chase Private Client Checking^SM effective as of 09/20/2024 is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one Chase Private Client Checking^SM new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one-time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Offer availability subject to change. Additional Chase Private Client bonus offers may exist concurrently. This offer cannot be used in combination with any other Chase Private Client Checking offer within a 12-month period.

¹There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business Checking^SM account. Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School Checking^SM accounts, Chase First Checking^SM accounts, personal Chase savings accounts (excluding Chase Premier Savings^SM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts. Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third-party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
²There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The “No Chase Fee” benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
³For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
⁴Enrollment in Zelle^® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle^® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle^® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile^® app or Chase Online^SM. Limitations may apply. Message and data rates may apply.

Zelle^® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle^® nor Chase provide protection if you make a purchase of goods using Zelle^® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle^® payments, see your account agreement. Neither Chase nor Zelle^® offers reimbursement for authorized payments you make using Zelle^®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle^®. This reimbursement program is not required by law and may be modified or discontinued at any time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
⁵Chase QuickDeposit^SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile^® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
⁶As a Chase Private Client, you receive a rate discount of 0.25% off standard auto financing rates when you apply through JPMorgan Chase Bank, N.A. ("Chase") using chase.com. Not available for applications submitted to a dealer, or through other websites. The rate discount is automatically reflected in your approval APR. Rate discounts are subject to change at any time, and are not available for the purchase of certain vehicle brands, or for lease buyouts.

To finance a new or used car with your dealer through Chase, you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.
⁷Customers who work with a J.P. Morgan Private Client Advisor generally intend to invest $100,000 or more.
"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Enjoy up to a $3,000 Chase Private Client Checking^SM account bonus

Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities.

You won't want to pass up this bonus

Earn$1,000

Earn$2,000

Earn$3,000

Here's how to get started: