Elevate your banking relationship and enjoy a bonus of up to $3,000

Q: What is Chase Private Client CheckingSM?

Chase Private Client CheckingSM is a premium checking account. Receive priority service, relationship rates, and exclusive events from Chase. Plus, access investing strategies and insights from J.P. Morgan Wealth Management.

With Chase Private Client, you are supported by a dedicated banker who can partner with an advisor from J.P. Morgan Wealth Management to help you reach your financial goals. Open or upgrade to a Chase Private Client Checking^SM account¹ with qualifying activities to receive your welcome bonus.

Enter your email address to get your personalized offer code.

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You earn When you deposit
$1,000 $150,000 - $249,999
$2,000 $250,000 - $499,999
$3,000 $500,000+

Meet with a Chase Private Client Banker

Open or upgrade to a new Chase Private Client Checking account¹ by July 15, 2026

Schedule now

Transfer your funds

Transfer qualifying new money or securities to eligible account(s) within 45 days.

Receive your bonus

Maintain your new money for 90 days from offer enrollment¹ , and receive your bonus within 40 days.

Benefits customized to your goals

Dedicated support from your Chase Private Client Banker and investment guidance from J.P. Morgan Wealth Management
Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile^® app²
Account protection from fraud by using our secure digital tools, including customized Account Alerts³ to help identify unusual debit card purchases

Dedicated support

Your dedicated Chase Private Client Banker delivers one-on-one support to help you get the most out of your relationship and partners with a J.P. Morgan advisor⁴ to create personalized wealth strategies focused on your goals.

Personalized banking made easier

Your premium banking benefits include 24/7 support, no fees on ATMs worldwide⁵, no Chase fees on incoming or outgoing wire transfers⁶ and more. Plus, use the Chase Mobile^® app² to seamlessly see all your banking and investment accounts.

Account protection

We help protect your account from fraud by monitoring for unusual debit card purchases and provide round-the-clock support to help you deal with fraud and scams. You can also use our secure digital tools, including customized Account Alerts³, to help identify unusual debit card purchases.

Personalized wealth strategies from a J.P. Morgan advisor

Your J.P. Morgan advisor⁴ gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.

FAQs

Content Item

What accounts are eligible and ineligible for this Chase Private Client offer?

New money must be placed in an eligible account for it to count toward earning the bonus.

Eligible account types include:

Personal checking accounts
Personal savings accounts
Qualifying personal J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor)

Ineligible account types include:

Chase Personal and Business CDs
Business checking and savings accounts
J.P. Morgan Wealth Management Personal Advisors accounts
J.P. Morgan Wealth Management Self-Directed Investing accounts
J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans)
Insurance products
Fixed and variable annuities
J.P. Morgan Fund Accounts
529 College Savings Plans
Attorney trust accounts
Client fund trust accounts
Government or Non-Profit accounts
Donor-advised funds

What is Chase Private Client Checking^SM?

Chase Private Client Checking^SM is a premium checking account. Receive priority service, relationship rates, and exclusive events from Chase. Plus, access investing strategies and insights from J.P. Morgan Wealth Management.

What is the Monthly Service Fee for Chase Private Client Checking^SM?

There is a $35 Monthly Service Fee for Chase Private Client Checking or $0 when you do one of the following:

Have a $150,000+ average beginning day balance in any combination of:

This Chase Private Client Checking account
Other qualifying linked personal deposit and/or investment accounts

Link this Chase Private Client Checking account to one of the following:

A J.P. Morgan Private Client Checking Plus account
A J.P. Morgan Classic Checking account
Another Chase Private Client Checking^SM account
A Chase Platinum Business Checking^SM account

What is “new money”?

New money cannot be existing deposits, funds or securities held by you at Chase or its affiliates.

How do I get this Chase Private Client Checking^SM bonus offer?

To get started, enter your email address to get your Chase Private Client personalized coupon code. Then, schedule a meeting with a banker and bring your offer code to redeem your offer.

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

¹Service Fee: Chase Private Client Checking^SM has $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $150,000+ average beginning day balance in this account, or in combination with any other qualifying personal deposits or investments; OR, Option #2: Link this account to a qualifying checking account. Otherwise a $35 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Product terms subject to change. For more information, please see a banker or visit chase.com/checking. Qualifying personal deposits include balances in this account and up to an additional nine of the following: Chase Private Client Checking^SM, Chase Sapphire^® Checking, Chase Premier Plus Checking^SM, Chase Total Checking^®, Chase Secure Checking^SM, and Chase College Checking^SM accounts. Balances from any of the following are also included: Chase First Checking^SM, Chase High School Checking^SM, J.P. Morgan Private Client Savings, Chase Private Client Savings^SM, Chase Premier Savings^SM, Chase Savings^SM, CDs, as well as certain Chase Retirement CDs or Chase Retirement Money Market accounts. Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Qualifying linked checking accounts include J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client Checking^SM, or Chase Platinum Business Checking^SM. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.

Bonus/Account Information: To receive the bonus: 1) Meet with a Private Client Banker to open or upgrade to a Chase Private Client Checking^SM account; if you already have a CPC Checking account, skip to step number two. 2) After offer enrollment, you have 45 days to transfer a total of $150,000 or more in qualifying new money or securities to a combination of only eligible accounts:

Eligible Accounts: Qualifying personal checking and savings accounts, and personal J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor).

Ineligible Accounts: Chase Personal and Business CDs, Chase business checking and savings accounts, J.P. Morgan Self-Directed Investing accounts, J.P. Morgan Wealth Management Personal Advisors accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; donor-advised funds; as well as Government or Non-Profit accounts.

The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. At day 45, the bonus tier will be determined in the following manner:

New Money Inflows Cash Bonus

$150,000-$249,999.99 $1,000

$250,000-$499,999.99 $2,000

$500,000+ $3,000

AND 3) Hold the qualifying new money of at least $150,000 in only eligible accounts for at least 90 days from the offer enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus into your enrolled account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY), for Chase Private Client Checking^SM effective as of 03/20/2026 is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. Offer availability subject to change. Additional Chase Private Client bonus offers may exist concurrently. You can receive only one Chase Private Client Checking^SM new money bonus, J.P. Morgan Private Client new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one-time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
² Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.
³Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations.
⁴Customers who work with a J.P. Morgan advisor in a Chase branch or J.P. Morgan Financial Center generally intend to invest $100,000 or more.
⁵There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The “No Chase Fee” benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
⁶For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.
Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Chase Private Client Banker

Get more from relationship banking with priority service and benefits. Schedule a meeting and let us help you reach your goals.

Team of experts

Your personalized relationship starts with a team of experts who can help manage your financial and everyday banking needs.

Perks and benefits

Access perks and benefits — such as relationship pricing for Chase customers for home and auto loans and exclusive one-of-a-kind events.

Wealth management services

As a Chase Private Client, you can access investment guidance from J.P. Morgan Wealth Management and feel more confident in reaching your goals.

New Money Inflows	Cash Bonus
$150,000-$249,999.99	$1,000
$250,000-$499,999.99	$2,000
$500,000+	$3,000