Here’s something for the whole family to enjoy: Earn up to $525

when you open BOTH a Chase Total Checking®1 account and a Chase High School CheckingSM 2 account
(and complete qualifying activities).

Experience the convenience of banking in one place

FOR YOU:

Chase Total Checking®

Get $400

  • Open a new Chase Total Checking® account.
  • Make direct deposits totaling $1,000 or more within 90 days of offer enrollment.

FOR YOUR TEEN:

High School Checking

Get $125

  • Open a new Chase High School CheckingSM account together with qualifying activities. Offer code is eligible for multiple teens in the same household. The parent/guardian is the co-owner of the account and needs to have an eligible Chase checking account and be present at account opening.
  • Your teen will need to complete 5 qualifying transactions within 60 days of high school offer enrollment.

    Qualifying transactions include:
Debit card purchases, Zelle®3, ACH Credits, QuickDepositSM4, Online bill payments5.

High School Checking +
Chase Total Checking®

Get up to

$525

when you open both accounts with qualifying activities.

Accounts are subject to approval.

Get Service Fee, Bonus/Account and other Important Information.

Here’s how to waive service fees

Your teen's High School Checking account has no monthly service fee and you can waive your $15 Chase Total Checking® fee one of four ways:

  • $500+ in qualifying electronic deposits
  • OR $1,500+ balance at the beginning of each day
  • OR $5,000+ average beginning day balance in this account or in combination with any linked qualifying personal deposits or in qualifying investments
  • OR link this account to a qualifying checking account

Get your family bonus in 3 simple steps

Enter your email address above to get your offer codes and bring them to a Chase branch to open your accounts.

NOTE: The Chase Total Checking® account can be opened online if you’d like to get a jump start on the process (your offer code will be automatically applied if you apply online), but the High School Checking account must be opened in branch by you and your teen (your teen will need to bring two acceptable forms of ID).

Chase Total Checking®: Make direct deposits totaling $1,000 or more within 90 days of offer enrollment.

High School Checking: Your teen needs to complete 5 qualifying transactions within 60 days of high school offer enrollment.

Chase Total Checking®: The $400 bonus will appear in your account within 15 days of completing direct deposits.

High School Checking: The $125 bonus will appear in your teen’s account within 15 days of completing qualifying transactions.

Bank together,
grow together

It's fun to do things as a family—that includes banking, too. A Chase High School Checking account can help your teens grow both their money smarts and their balance. And you'll both get helpful features like these.

Zelle® for your family

Send, receive and split money quickly with Zelle®—perfect for family expenses and your teen’s everyday needs.

Security and Account Alerts6 for peace of mind

Stay on top of your family’s finances with customizable alerts for balances, payments and account activity.

Banking that moves
with you

Enjoy flexible accounts, expert support and benefits that adapt as your family’s needs change.

Open your accounts, earn your bonus and get all the conveniences of banking as a family.

Email my offer codes

Your email won’t be used for other promotions or shared with third parties.

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IMPORTANT INFORMATION
  • 1 Service Fee: Chase Total Checking: $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $500+ in qualifying electronic deposits; OR, Option #2: $1,500+ balance at the beginning of each day; OR, Option #3: $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or investments; OR, Option #4: Link this account to a qualifying checking account. Otherwise a $15 Monthly Service Fee will apply.
    New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
    Product terms subject to change. For more information, please see a banker or visit chase.com/checking.
    Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits.
    Qualifying personal deposits include balances in this account and any Chase First CheckingSM, Chase SavingsSM, CDs, as well as certain Chase Retirement CDs or Chase Retirement Money Market accounts.
    Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify.
    Qualifying linked checking accounts include J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client CheckingSM, Chase Sapphire® Checking, Chase Premier Plus CheckingSM, Chase Performance Business Checking®, or Chase Performance Business Checking With Interest®. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.
    Bonus/Account Information: Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposits totaling $1,000 or more made into the new checking account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we’ll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
    Offer availability is subject to change. Other Chase checking bonus offers may exist concurrently.
  • 2 Service Fee: Chase High School CheckingSM: No Monthly Service Fee on Chase High School Checking for students 13-17 years old at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School CheckingSM, Chase College CheckingSM, Chase Secure CheckingSM, and Chase First CheckingSM. When the student turns 19, the Chase High School Checking account will become a Chase Total Checking® account.
  • Bonus/Account Information: Your child can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. To receive the bonus: 1) Open a new Chase High School Checking account, which is subject to approval;  AND 2) Complete at least 5 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include: debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits. After your child has completed all the above requirements and the 5 qualifying transactions have posted to their account, we'll deposit the bonus into their new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • 3 Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 4 Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
  • 5 Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • 6 Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.
  • JPMorgan Chase Bank, N.A. Member FDIC
    ©2026 JPMorgan Chase & Co.
    LC-HSLPQ326COMBO
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Chase College Checking details
For students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required. 17 year olds must open in branch.

$0 Monthly Service Fee up to the graduation date provided at account opening (five years maximum)

or
$12 Monthly Service Fee or $0 with one of the following, each
monthly statement period:

  • Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
  • OR keep an average ending day balance of $1,500 or more in your checking account.
Additional Banking Services and Fees (PDF)
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Chase College Checking

Qualifying Transactions Include

 

Debit card purchases
Online bill payments
Chase QuickDepositSM
Zelle®
ACH credits
Thank you
An email is on the way with your offer codes. Your Chase Total Checking® account can be opened online if you’d like to get a jump start on the process. Your offer code will be automatically applied when you apply online.