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Kick off your money journey with a bank that flexes with you as life gets bigger

Get $125

as a new Chase checking customer, when you open a Chase Secure BankingSM account with qualifying transactions.1 Plus $0 Monthly Service Fee for customers age 17–24.

Get a bank that flexes
with you

 
Debit card
 

$0 Monthly Service Fee
if you’re 17–24 years old1

You’re just 2 moves away from your bonus

01

Open that account

Start your Chase Secure BankingSM era online or open your account at a local branch. Bring your offer code and required documents.

Don’t stress about a minimum deposit to open your account. There isn’t one.

02

Knock out 10 qualifying transactions in 60 days

Qualifying transactions include:

  • Debit card purchases
  • Zelle®2
  • ACH credits
  • Chase QuickDepositSM3
  • Online bill payments4

Done with the qualifying transactions? Your bonus will be deposited into your account within 15 days.

 

 
payback

$125 bonus secured.

Enjoy it.

 

How to avoid the
Monthly Service Fee1:

$4.95 or $0 Monthly Service Fee when you have any ONE of the following during each monthly statement period:

  • $250+ in qualifying electronic deposits or
  • An account owner who is age 17 through 24

Get benefits that go hard ...

Unauthorized purchases?
We're here to help.

If you didn't buy it with your debit card, let us know right away. With Zero Liability Protection, we'll reimburse you for charges you didn't make.5

Know your score,
grow your score

With Chase Credit Journey®6, access your credit score and get personalized score improvement plans provided by ExperianTM to help level up your score - all for free.

Shop and earn with
Chase Offers

Turn restaurant tabs and retail therapy into cash back that goes straight into your account.7

... and then just keep on going

payment linear

Get paid sooner with Early Direct Deposit

Set up direct deposit and get that "just paid" feeling up to two business days early.8

lending linear

Send money in a flash with Zelle®

You pay friends. Friends pay you. Zelle® is available in more than 2,000 banking apps in the U.S.2

support call center

Talk to bankers who actually get you

Get a pro-level assist from bankers who know the ropes and know how to help.

mobile card linear

Try banking that moves like you do

Keep tabs on your money anywhere. The Chase Mobile® app puts your whole account and all its tools right in your hand.9

Ready for what’s next?

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

IMPORTANT INFORMATION

  • 1 Service Fee: Chase Secure CheckingSM: $0 Monthly Service Fee when you have ONE of the following during each statement period: Option #1: $250+ in qualifying electronic deposits; OR, Option #2: an account owner who is age 17-24. Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits. Otherwise a $4.95 Monthly Service Fee will apply.

    New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).

    Product terms subject to change. For more information, please see a banker or visit chase.com/checking.

    Bonus/Account Information: Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Secure BankingSM account, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits. After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, we'll deposit the bonus into your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • 2 Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 3 Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
  • 4 Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • 5 Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.
  • 6 Chase Credit Journey: This score improvement resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s).
  • 7 Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 30 days of Chase's receipt of the information.
  • 8 For Chase Secure CheckingSM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.
  • 9 Chase Mobile® app is available for select mobile devices. Message and data rates may apply. 
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • ©2026 JPMorgan Chase & Co.
  • LC-Q226LPSTARTERAFF
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Chase Secure Banking

Qualifying Transactions

Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM, or online bill payments.
Debit card purchases
Zelle®
ACH credits
Chase QuickDepositSM
Online bill payments
x

Chase Secure Banking

Qualifying Transactions

Qualifying transactions include debit card purchases, online bill payments, money orders or cashier's checks paid, Chase QuickDepositSM, Zelle®, or direct deposits.
Debit card
purchases
Online bill payments
Money orders or
cashier's checks paid
Chase QuickDepositSM
Zelle®
Direct deposits
x
To open your account online, you'll need:
Your Social Security Number
Driver's license or state-issued ID
Contact information
No Social Security Number?
To open your account, you'll need to visit a branch and bring:
Current passport, proof of U.S. address and secondary identification
(i.e. driver's license, state-issued ID, or Form I-20).
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Next Steps
1
Check your email for your offer code
2
Choose “Open now” within the email or schedule a meeting at a local branch to open an account
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