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A great Chase checking account for college students

Get $175

as a new Chase checking customer, when you open a Chase Secure BankingSM account with qualifying transactions.1

Plus $0 Monthly Service Fee for customers age 17–24.

Get Zelle® when you open an account — so you can send and get paid back fast.2

 
 

Plus, you’ll get instant access to your money — with no fee — right in the Chase Mobile® app.3

You’re just 2 moves away from your bonus

01

Open that account

Start your Chase Secure BankingSM era online or open your account at a local branch. Bring your offer code and required documents.

Don’t stress about a minimum deposit to open your account. There isn’t one.

02

Knock out 10 qualifying transactions in 60 days

Qualifying transactions include:

  • Debit card purchases
  • Zelle®2
  • ACH credits
  • Chase QuickDepositSM4
  • Online bill payments5

Done with the qualifying transactions? Your college bonus will be deposited into your account within 15 days.

 

 
payback

$175 bonus secured.

Enjoy it.

 

How to avoid the
Monthly Service Fee1:

$4.95 or $0 Monthly Service Fee when you have any ONE of the following during each monthly statement period:

  • $250+ in qualifying electronic deposits or
  • An account owner who is age 17 through 24

Make the most of college with these Chase benefits ...

Shop and earn with
Chase Offers

Turn restaurant tabs and retail therapy into cash back that goes straight into your account.6

Keep tabs on your
money anywhere

The Chase Mobile® app puts your whole account and all its tools right in your hand.7

mds_ill_mobile_phone_featured_circle

Know your score,
grow your score

With Chase Credit Journey®8, access your credit score and get personalized score improvement plans provided by ExperianTM to help level up your score - all for free.

... and then just keep on going, no matter where life takes you

Receive international wire transfers with ease

Receive funds from around the world directly to your Chase account with multiple currency options available. Fees apply.9

Unauthorized purchases? We're here to help.

If you didn't buy it with your debit card, let us know right away. With Zero Liability Protection, we'll reimburse you for charges you didn't make.10

Get paid sooner with Early Direct Deposit

Set up direct deposit and get that "just paid" feeling up to two business days early.11

Talk to bankers who actually get you

Get a pro-level assist from bankers who know the ropes and know how to help.

Refer friends, get rewarded

Refer friends and earn a reward for each friend who opens a Chase Secure BankingSM account.

Ready for what’s next?

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

IMPORTANT INFORMATION

  • 1 Service Fee: Chase Secure CheckingSM: $0 Monthly Service Fee when you have ONE of the following during each statement period: Option #1: $250+ in qualifying electronic deposits; OR, Option #2: an account owner who is age 17-24. Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits. Otherwise a $4.95 Monthly Service Fee will apply.

    New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).

    Product terms subject to change. For more information, please see a banker or visit chase.com/checking.

    Bonus/Account Information: Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Secure BankingSM account, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits. After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, we'll deposit the bonus into your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • 2 Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 3 Instant access to funds is available to recipients with an eligible, enrolled Chase account.
  • 4 Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
  • 5 Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • 6 Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 30 days of Chase's receipt of the information.
  • 7 Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
  • 8 Chase Credit Journey: This score improvement resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s).
  • 9 Chase Secure BankingSM: Domestic and international incoming wires have a $15 fee per transfer. Financial institutions may deduct processing fees and/or charges from the amount of the wire transfer, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase. Outgoing wire transfers are not available for Chase Secure CheckingSM. For additional information refer to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures.
  • 10 Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.
  • 11 For Chase Secure CheckingSM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
  • Screen images are simulated; actual appearance may vary.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • ©2026 JPMorgan Chase & Co.
  • LC-Q326LPCOLLEGESEO
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Chase Secure Banking

Qualifying Transactions

Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM, or online bill payments.
Debit card purchases
Zelle®
ACH credits
Chase QuickDepositSM
Online bill payments
x

Chase Secure Banking

Qualifying Transactions

Qualifying transactions include debit card purchases, online bill payments, money orders or cashier's checks paid, Chase QuickDepositSM, Zelle®, or direct deposits.
Debit card
purchases
Online bill payments
Money orders or
cashier's checks paid
Chase QuickDepositSM
Zelle®
Direct deposits
x
To open your account online, you'll need:
Your Social Security Number
Driver's license or state-issued ID
Contact information
No Social Security Number?
To open your account, you'll need to visit a branch and bring:
Current passport, proof of U.S. address and secondary identification
(i.e. driver's license, state-issued ID, or Form I-20).
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Next Steps
1
Check your email for your offer code
2
Choose “Open now” within the email or schedule a meeting at a local branch to open an account
Find a branch