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Enjoy $125

with Chase student checking

Choose which checking account is right for you

Offer expires 7/15/2026

Chase Secure BankingSM

Enjoy $125 as a new checking customer when you open a Chase Secure BankingSM account with qualifying transactions.1

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Chase High School CheckingSM

Your teen gets $125 when you open a new Chase High School CheckingSM account together with qualifying transactions.2

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Eligibility

Best for college students age 17-24

Teens age 13-17 with a parent/guardian as co-owner of the account. The co-owner of the account must have a Chase checking account.
Account opening

In branch or online

17 year olds and international students must open their account in branch and bring two acceptable forms of ID.

In branch

The parent/guardian is the co-owner of the account and needs to have an eligible Chase checking account and be present at account opening. Your teen will need to bring two acceptable forms of ID.
No minimum deposit to open
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Monthly Service Fee

$4.95 or $0 Monthly Service Fee when you have any ONE of the following during each monthly statement period:

 

  • $250+ in qualifying electronic deposits or
  • An account owner who is age 17 through 24

Qualifying activities

$0

Qualifying activities
Bonus qualifying transactions

Complete 10 qualifying transactions within 60 days of enrollment to receive the bonus.

 

Qualifying transactions include:

  • Debit card purchases
  • Zelle®3
  • ACH Credits
  • Chase QuickDepositSM4
  • Online bill payments5

Complete 5 qualifying transactions within 60 days of enrollment to receive the bonus.

 

Qualifying transactions include:

  • Debit card purchases
  • Zelle®3
  • ACH Credits
  • Chase QuickDepositSM4
  • Online bill payments5

The student checking bonus will appear in the new account within 15 days after completing qualifying transactions.

Smart financial habits start here

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Chase High School Checking details
$0 Monthly Service Fee for students 13-17 years old at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School CheckingSM, Chase College CheckingSM, Chase Secure CheckingSM, and Chase First CheckingSM.
Additional Banking Services and Fees (PDF)
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Chase College Checking

Qualifying Transactions Include

 

Debit card purchases
Online bill payments
Chase QuickDepositSM
Zelle®
ACH credits
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Next Steps
 
  1. 1
    Check your email for your offer code
  2. 2
    Schedule a meeting to visit your local Chase branch with your offer code to open your account
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Chase Secure Banking details

Ways to avoid the Monthly Service Fee

$4.95 Monthly Service Fee or $0 when you have ONE of the following
during each monthly statement period:

  • $250+ in qualifying electronic deposits, such as payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as Qualifying Electronic Deposits. or
  • An account owner who is age 17 through 24
Additional Banking Services and Fees (PDF)