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Enjoy $125 Enjoy $125

 
as a new Chase checking customer, when you open a Chase College CheckingSM account1 with qualifying transactions.
International students and students 17 years old must open their account at a Chase branch with the required documents.
Offer expires 10/15/2025.
How to get your $125 bonus in two easy steps
  • 1  Open a new Chase College Checking account online or with your coupon at a local branch.
  • 2  Complete 10 qualifying transactions within 60 days of coupon enrollment.1

    Qualifying transactions include:

    Debit card purchases

    Zelle®2

    ACH credits

    Chase QuickDepositSM3

    Online bill payments4
  • Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.

Enjoy these account benefits

zero
1
zero
ZERO LIABILITY PROTECTION button 5

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Manage your money with a tap in the Chase Mobile® app

Keep track of your money with confidence and control in the Chase Mobile® app. Our app helps you bank securely and conveniently from anywhere.

Security to help keep you in the know

With Fraud Monitoring, we may notify you of unusual debit card transactions. Sign up for Account Alerts to help you stay on top of your account activity.

International Wire Transfer

Wire funds using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.6

Transfer Funds

Brunch with buddies? Money from Mom? Rent to your roomies? Zelle® is available in more than 1,000 banking apps in the U.S. You can use it with people and businesses you know and trust who have an eligible account at a participating U.S. bank.

Know your score with Chase Credit Journey®

Get your credit score, identity monitoring, personalized score improvement plans provided by ExperianTM, and more – all for free with Credit Journey®.7

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IMPORTANT INFORMATION
  • 1 Service Fee: There is no Monthly Service Fee up to the graduation date provided at account opening (five years maximum). Students must be 17–24 years old to open a Chase College Checking account and must provide school name, and expected graduation date at account opening; a valid student ID or proof of enrollment/acceptance may also be required. The Monthly Service Fee after expected graduation date is $12 ($15, effective 8/24/2025) or $0 when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payment to your debit card using the Visa® or Mastercard® network; OR, Option #2: Keep an average ending day balance of $1,500 or more in your checking account.
    Product terms subject to change. For more information, please see a banker or visit chase.com/checking.
    New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
    Bonus/Account Information: Offer not available to existing Chase checking customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase College Checking account, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include: debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits. After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, we'll deposit the bonus into your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • 2 Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 3 Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
  • 4 Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • 5 Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.
  • 6 Online wires sent to a bank outside the U.S. in foreign currency have no Chase wire fee for amounts $5,000 USD or more. Only a $5 Chase wire fee when less than $5,000 USD. For additional information refer to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures.
  • 7 This score improvement resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s).
  • Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
  • Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
  • JPMorgan Chase Bank, N.A. Member FDIC
    ©2025 JPMorgan Chase & Co.
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Chase College Checking  details
For students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required. 17 year olds must open in branch.

$0 Monthly Service Fee up to the expected graduation date provided at account opening (five years maximum)

or
$12 Monthly Service Fee ($15, effective August 24, 2025) OR  $0 

No Monthly Service Fee with one of following, each monthly statement period:

  • Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
  • OR keep an average ending day balance of $1,500 or more in your checking account.
Additional Banking Services and Fees (PDF)
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Chase College Checking

Qualifying Transactions Include

 

Debit card purchases
Online bill payments
Chase QuickDepositSM
Zelle®
ACH credits
x
Next Steps
 
  1. 1
    Check your email for your coupon code
  2. 2
    Schedule a meeting to visit your local Chase branch with your coupon to open your account
Schedule a meeting