• An authorizing representative must be present. This includes: President, Secretary, Assistant Secretary or Acting Secretary.
  • Non-Profit Only: A minimum of 2 non-voting board members is required if there are not any voting members.

If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with both forms of ID, within 30 days, to be authorized.

If you are applying online, only privately held S- and C-Corporations with one authorizing representative are supported. Non-Profit Corporations are not supported online. Please visit a branch to open this type of account.

Personal Identification:

• Two forms of ID are required. One ID must be a government issued ID.
  • If you are applying online, you must have a State Issued Driver’s License or a State Issued ID card. For your security you may be required to scan your ID.
• Primary ID examples:
  • U.S. citizens: state issued driver’s license, state issued ID card, passport, etc.
  • Non-U.S. citizens:
    • Permanent residents
      • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card.
• Secondary ID examples:
  • Credit card/debit card with embossed name, employer ID, utility bill, etc.
  • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

• An Employer Identification Number (EIN) is required.

Business Documentation:

• Filed with appropriate State Agency including State Filing Stamp
• Certified Articles of Incorporation – also known as a Certificate of Formation
• Website validation (must be available without a fee)
• Active Status Verification – Corporations registered more than 1 year ago also require one of the following: Certificate of Good Standing, Status Report, Long Form Standing or Short Form Standing.
• Note: If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.

Assumed Name Certificate:

• May be required if your business is operating with a DBA (doing business as). For example: Jones Paint Supply Inc. DBA Jones Professional Painting.
• Not required in HI, KS, MS, NE, NM, WI and WY.
• Note: Assumed Name Certificates may also be referred to as: Trade Name Certificate, Fictitious Business Name Statement, or DBA.

Supplemental Documentation listing the current members or managers of the LLC (one of the following):

• Certified amendment to the Articles of Incorporation or Certificate of Formation
• Corporate Resolution
• Meeting minutes
• Annual report or Statement of information

Including Senior Managers, Board of Directors, or anyone else that has influence over the company:

• Full name as it appears on the customers’ government issued ID
• Residential address
• Senior Managers require additional information:
  • Date of birth
  • Tax Identification Number (e.g. SSN, ITIN, FTIN)
  • Non-U.S. citizens

All owners/members with at least 10% or more ownership:

• Full name as it appears on the shareholders’ government issued ID
• Legal business name – only used when an owner of the Corporation is another entity/trust
• Residential address – (Business address if an owner is a business)
• Percentage of ownership
• Date of birth
• Tax Identification Number (e.g. SSN, ITIN, FTIN)
• Non-U.S. citizens
• Non-U.S. citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or Matricula Consular Card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present.
• Note: If applying for a Business Credit Card or safe deposit box it is required to collect the above information for those owners with 25% or more ownership.