• All general partners
  • If one of the general partners is another business, an authorizing representative of that business must also be present.

If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.

Personal Identification:

• Two forms of ID are required. One ID must be a government-issued ID.
• Primary ID examples:
  • U.S. citizens: state-issued driver’s license, passport, etc.
  • Non-U.S. citizens:
    • Permanent residents:
      • Permanent Resident Alien Card (Green Card), state-issued driver’s licenses, state-issued ID card, passport, etc.
    • Non-permanent residents:
      • Passport, matricula, or U.S. Employment Authorization Card
• Secondary ID examples:
  • Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
  • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

• SSN, ITIN (Non-U.S. Citizens) or an Employer Identification Number (EIN) is required.

Business Documentation:

• General partnerships will need one of the following:
  • Written partnership agreement
  • Joint venture agreement
  • Personal identification (only available in certain states)
  • Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
• Limited partnerships, limited liability partnerships and limited liability limited partnerships will need one of the following:
  • Certified partnership agreement
  • Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g., active, in good standing, not expired, in compliance) and be available without a fee.
  • An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. Contact your local branch to confirm if this is required for your business.

If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.

You may also need:

• Supplemental documentation listing the current General Partners (one of the following):
  • Amendment to the partnership agreement or joint venture agreement
  • Meeting minutes listing the current general partners
  • Annual report or statement of information
  • Active status verification: limited partnerships, limited liability partnerships and limited liability limited partnerships registered more than one year ago also require one of the following: certificate of good standing, status report or long form or short form standing

Business Operations Info:

• To comply with federal regulations, we will also ask you for some basic information on your business’s operations, such as:
  • Number of business locations
  • Where products and services are sold
  • Where suppliers and vendors are located
  • Nature of your business
  • Annual sales
  • Number of employees
  • Types of transactions and volumes you expect to process through the new account

Authorized Account Users (Non-Signers):

• If you’d like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present:
  • Full name as it appears on the employee’s government-issued ID
  • Employee’s residential address
  • Employee’s date of birth

For all owners/limited partners with 10% or more ownership in Limited Partnerships and Limited Liability Limited Partnerships:

• Full name as it appears on the individual’s government-issued ID
• Legal business name — only used when an owner of the corporation is another entity/trust 
• Residential address — business address only required if owner is a business
• Percentage of ownership
• Date of birth
• Tax Identification Number (e.g., SSN, ITIN, FTIN)
• Country of citizenship 
• Non-U.S. Citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or matricula consular card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present. However, the physical ID must be scanned if that individual is a citizen of an OFAC country. 

If applying for a Business Credit Card or Safe Deposit Box it is required to collect the above information for those owners with 25% or more ownership.