Chase Sapphire Reserve benefit details

See your Rewards Program Agreement for more details.

$300 Annual Travel Credit: A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. (For applications submitted before May 21, 2017, annual means the year beginning with your account open date through the first December statement date of that same year, and the 12 billing cycles starting after your December statement date through the following December statement date each year.) Call the number on the back of your card to see when you are eligible for your next $300 Annual Travel Credit. Purchases are when you, or an authorized user, use a card to make purchases of products and services. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. Statement credit(s) will post to your account the same day your travel category purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The Annual Travel Credit will be issued for the year in which the transaction posts to your account. For example, if you pay for baggage fees, but the airline does not post the transaction until after the current annual period ends, the cost of the baggage fees will be allocated towards the following year’s Annual Travel Credit maximum of $300.

The Edit: The Edit program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for “The Edit” properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.theeditbychase.com to learn more, other terms may apply.

Global Entry or TSA PreCheck^® or NEXUS Application Fee Statement Credit: You will receive one statement credit (up to $120) every four years after the first program (either Global Entry or TSA PreCheck^® or NEXUS) application fee is charged to your Chase Sapphire Reserve card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck^® or NEXUS programs, other Trusted Traveler programs are not eligible. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck^® and NEXUS programs, including application details and full terms and conditions, go to https://ttp.cbp.dhs.gov/. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
TSA PreCheck^® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.

See Cardmember Agreement for details.

Avis Terms and Conditions: Discount applies to base rate only at participating locations when booked directly through Avis by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Chase Travel nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional terms such as Loss Damage Waiver (LDW) up to $30 per day are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply.
National Terms and Conditions: Discount applies to base rate only at participating locations when booked directly through National Car Rental by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Chase Travel nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional items such as Loss Damage Waiver (LDW) up to $30 per day are extra. In the U.S., check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply.
Silvercar Terms and Conditions: Offer valid for U.S.-issued Visa cards. Cardmembers must first validate card eligibility and register for a Silvercar account at www.silvercar.com/partners/vinfinite. To receive the discount on qualifying Silvercar rentals, the cardmember must add their Chase Sapphire Reserve card as the default payment method within their Silvercar account. No blackout dates. Offer not valid with any other offer unless stated otherwise. Discount applies to base rental rate before surcharges and taxes. If the payment method is changed to a different credit card, the discount will no longer be valid. Discount must be applied at the time of booking and may not be added before or after the time of rental. These discounts are offered by Visa, not Chase, and are administered by the rental car providers directly and cannot be used when booking through Chase Travel nor can Ultimate Rewards points be used as payment when booking directly with the rental car provider. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

2-year complimentary Lyft Pink All Access membership: Your Chase Sapphire Reserve account will receive one complimentary Lyft Pink All Access membership for 2 consecutive years, a value of $199/year, when the membership is activated with a Chase Sapphire Reserve card by 11:59 PM Eastern Standard Time on 12/31/2024. After your complimentary 2-year period ends, you’ll be automatically enrolled in an annual membership at 50% off the then current annual Lyft Pink All Access rate for one year. After the discounted year, you will continue to be enrolled and charged the then current annual Lyft Pink All Access rate, every year unless canceled. You can cancel auto-renewal anytime on the Lyft mobile application and continue to enjoy the benefits of your Lyft Pink All Access membership through the end of your complimentary or discounted membership term. Cardmembers who do not utilize any services associated with their membership during the last six (6) months of their complimentary membership term, will not be auto-renewed and will not be eligible for the Lyft Pink All Access discounted membership. Lyft Pink All Access will be registered in the name of the primary cardmember or an authorized user, whoever activates the benefit first. PayPal or digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites, and other information provided by Lyft are not within Chase’s control and may or may not be available in Spanish. All Lyft products and services are subject to the Lyft Terms of Service and Lyft Pink Terms & Conditions. Chase is not responsible for the provision of, or the failure to provide, Lyft benefits and services. Your Chase Sapphire Reserve account must be open and not in default, and your Chase Sapphire Reserve card must be included as a payment method within the Lyft App to maintain complimentary two-year membership benefits and purchase the discounted membership in your third year.

10 total points (“10X points”) on qualifying Lyft rides through 03/2025: You’ll earn an additional 7 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see “10X” in marketing materials to refer to the 7 points in addition to the 3 point(s) earned on travel purchases. The additional 7 points will appear on your billing statement in a separate line from the 3 point(s). Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.

Relais & Châteaux Hotel Benefits Terms & Conditions: You must be an eligible U.S. Visa Infinite cardmember to participate in the Relais & Châteaux offer. Only hotel stays booked at least 72 hours in advance through Visa Infinite Concierge and paid for on your U.S.-issued Visa Infinite card are eligible for the VIP welcome and complimentary breakfast. Complimentary breakfast is valid for a maximum stay of seven (7) consecutive nights and only available at select Relais & Châteaux properties, a list of which can be viewed at www.relaischateaux.com/us/osp/visainfinite-us. This offer is only valid when booking Best Available Rate or Public Rate and is not combinable with other offers. These offers are non-transferable. Visa reserves the right to modify or cancel this offer at any time and without notice. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through Visa Infinite Concierge.

4th Night Free At Select Ennismore Hotels: The Delano, Hyde, Mondrian, Morgans Originals and SLS hotels program benefits and Guest Privileges are available exclusively to Chase Sapphire cardmembers. Certain blackout dates and other restrictions may apply. Reservations include estimated room and applicable hotel taxes at the time of reservation and may vary at the time of stay. Any additional hotel charges, such as resort fees, and any charges for incidentals that you incur are not included in your reservation rate or 4th Night Free award and must be paid directly to the hotel. Incidental charges may include but are not limited to parking fees, babysitting, room service, telephone fees, in-room movies, mini-bar charges, and gratuities. See ennismorepartner.com/chasesapphire for full program terms and conditions. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Websites and other information provided by sbe and/or participating hotels are not within Chase's control and may or may not be available in Spanish. Eligible cardmembers must book by 12/31/2024 and stay by 12/31/2025 to receive this benefit.

Complimentary DashPass: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Reserve card by 12/31/2027. Membership period for all users on this Chase Sapphire account will begin and end based on when the first user activates the membership on DoorDash or Caviar. The same login credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may still apply. Current value of the DashPass membership is as of 06/01/2024. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass membership during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US..

$5 Monthly DoorDash/Caviar Credits: Get $5 in DoorDash/Caviar credits each calendar month while enrolled in your Chase Sapphire Reserve or J.P. Morgan Reserve complimentary DashPass membership. When applied to an order, the $5 credit will apply only to the subtotal of your DoorDash or Caviar order at checkout. The credit does not apply to fees, taxes, or tip and gift card purchases are excluded. You or up to 7 authorized users must be enrolled in DashPass and use your Chase Sapphire Reserve or J.P. Morgan Reserve card for payment at checkout to receive the credit. Once you spend the issued credits on one platform (e.g., DoorDash), it will be automatically deducted from your balance on the other (e.g., Caviar). Any monthly credit issued before you create an account on the other platform will only be available on the original platform for that month. Once you have accounts opened on both platforms, any credits issued will be available for onetime use on either DoorDash or Caviar. Your credit balance may be different on each platform, but your credit usage will still be linked from that point on. If a credit is not used within the calendar month, it will be carried over for a maximum of 2 months. Up to $15 in credit can be accrued before a $5 credit expires. DoorDash credits have no cash value and are non-transferable. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Credit card product changes during the promotional period will forfeit this offer. Additional DoorDash promotional terms and conditions available at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US.

Earn $10 Off Two Orders Per Month on DoorDash Non-Restaurant Orders: Once you have activated your Chase Sapphire Reserve or J.P Morgan Reserve DashPass membership, you will receive two (2) $10 off discounts each calendar month at checkout on one eligible non-restaurant order on DoorDash. Each discount must be used on a separate order. Discount applies to subtotal only; does not apply to fees, taxes, and gratuity. Fees, taxes, and gratuity still apply. To claim, select the discount from the promotion wallet at checkout, or claim the discount when prompted in the DoorDash app or website. If the full $10 value is not used on a single order, the remaining value will be forfeited. You must use the card used to enroll in your Chase Sapphire Reserve or J.P Morgan Reserve DashPass membership as your payment method to receive this discount. Discount is not combinable with other promotions, discounts, or deals. The monthly discount will be made available to you in your DoorDash account at the beginning of each month and will only be available for the remainder of that calendar month; the monthly discount will not roll over into a subsequent month. Once redeemed, the discount will not be refunded to the user regardless of whether the user otherwise receives a refund or credits back on their order. Not valid for the purchase of gift cards. Not valid on alcohol in some states. Limit two redemptions per month per person. Valid in the U.S. only. Discount has no cash value and is non-transferable. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Credit card product changes during the promotional period will forfeit this offer. Additional DoorDash promotional terms and conditions available at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US.

Book Through Chase Travel: When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Travel is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for cash. For example, 50,000 points are worth $750 when redeemed for travel purchases, or $500 when redeemed for cash. The cost of travel is based on the rates and fares available through Chase Travel, including the online portal and call center, and may not reflect all rates and fares that are available through other sales channels.

If you choose to use points and your Chase Sapphire Reserve credit card to pay for your purchase, each point will be worth $.0150, but your credit card will be charged the full remaining dollar amount.

To use Shop through Chase, visit www.chase.com/ultimaterewards or the Chase Mobile app and log in using your chase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to www.chase.com/ultimaterewards.

Redeem Ultimate Rewards Points Using Pay Yourself Back^®: Ultimate Rewards points may be redeemed for a statement credit using Pay Yourself Back for purchases made within the 90 days before the redemption request date. Each point you redeem via Pay Yourself Back for a statement credit toward purchases not eligible for promotional categories and/or merchants is worth $0.01 (one cent), which means that 100 points equals $1.00 in redemption value. For more information about Chase rewards categories, see our FAQs at chase.com/RewardsCategoryFAQs. Promotional categories and/or merchants, and purchase transaction eligibility may change from time to time without notice. Chase has the right to change redemption values at any time. Statement credits will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit.

Pay with Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points service terms apply.
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Priority Pass^TM Select Membership: One time activation required. Priority Pass Select membership includes access to airport lounges and select airport experiences participating in the Priority Pass Select network. There is no additional cost to activate your membership and certain terms, conditions and exclusions apply. Primary Cardmembers and Authorized Users are granted complimentary access to the Priority Pass lounges and are allowed a maximum of two accompanying guests each. For any additional guests, your card will be charged $27 per guest, per visit. Your card will be charged after you have signed for the additional guest visits in the participating lounge and the visits have been reported to Priority Pass. Access may be denied if the lounge is at capacity. Participating lounges are owned and operated by independent third parties and their participation and/or facilities may change. To access a lounge, member must show his/her valid Priority Pass Select membership card. Priority Pass Select membership is subject to the Priority Pass Select Terms and Conditions. Your Chase Sapphire Reserve account must be open and not in default to maintain membership. For complete Priority Pass Select Terms and Conditions and a listing of participating lounges and select airport experiences, please visit www.prioritypass.com/select.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Earn 10 or 5 total points (“10X or 5X total points”) on Peloton equipment and accessory purchases through 03/31/2025: You’ll earn a total of 10 (Sapphire Reserve or J.P. Morgan Reserve) or 5 (Sapphire Preferred) points for each $1 spent on up to $5,000 in total purchases when your card is used for Peloton equipment and accessory purchases over $150 through Peloton from 02/01/2023 through 03/31/2025. That’s 9 (Sapphire Reserve or J.P. Morgan Reserve) or 4 (Sapphire Preferred) points on top of the 1 point you already earn on these purchases with your card. Only purchases made directly through Peloton – through onepeloton.com, over the phone, or in a Peloton showroom – are eligible. Purchases made outside the U.S. are not eligible. Gift cards, and apparel are not eligible. Points earned on the purchase of Peloton equipment and accessory purchases will be deducted from the cardmember’s account if the order is cancelled or returned. Purchases must post to your account by the last day of the promotional period to qualify. Sometimes your card will be charged on a date after you make a purchase, such as the shipping date, and as a result the purchase may not post to your account until after the last day of the promotional period. Please allow 6 to 8 weeks after qualifying purchases post to your account for points to post to your account. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This bonus offer is non-transferable.

Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

Provider Fees: Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

Get Marriott Bonvoy Gold Elite status: Participation in this promotion is by invitation only for qualifying Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers. Requests for Promotion registration must be submitted through Chase. Request registration for this promotion between July 1 and September 30, 2024. Existing Marriott Bonvoy^® members with Gold Elite status or higher Elite status are not eligible for this offer. Valid Marriott Bonvoy number is required to be eligible for the offer. Enrollment into Marriott Bonvoy and promotion registration (new members) or promotion registration (existing members) with Marriott Bonvoy is required to be eligible for this offer. If not already a Marriott Bonvoy member, please enroll into the Marriott Bonvoy program using this link: https://www.joinmarriottbonvoy.com/reserve, and then request registration for the promotion via Chase with your Marriott Bonvoy Membership number. Most registration requests are completed within 3 business days. Gold Elite status will be provided for 3 months from the first date following successful promotion registration, during which time members will need to make three (3) qualifying paid nights on Qualifying Rates as defined in the Marriott Bonvoy Program Rules in order to keep Gold Elite status until February 2026. After February 2026, Gold Elite status will be retained by staying the required number of nights as set forth in the Marriott Bonvoy Program Rules. For more information, visit https://www.marriott.com/loyalty/terms/default.mi. If member does not complete 3 qualifying paid nights within 3 months of their date of registration, member will be changed to the membership level which corresponds to number of qualifying nights stayed by the member during the calendar year: This promotion structure is subject to modification, cancellation, or limitation at the discretion of Marriott Bonvoy, with or without notice. Credit toward this promotion is given for qualifying paid night stays that occur during the 3 months from promotion registration, at hotels participating in Marriott Bonvoy. Nights stayed prior to member’s promotion registration are not eligible for this offer. Only one room per hotel is counted toward a member’s qualifying paid nights. Complimentary stays or nights spent while redeeming an award are not eligible for credit towards this promotion. Rooms booked through a tour operator, wholesaler, online travel channel or other third-party channel including, without limitation, expedia.com, hotwire.com, priceline.com, orbitz.com, booking.com, travelocity.com; or through the Chase Travel portal are not eligible for credit towards this promotion. Stays at Homes & Villas by Marriott Bonvoy^®, Marriott Executive Apartments^®, and Marriott Vacation Club^® owner-occupied weeks are not eligible for credit. Qualifying nights must be booked direct via Marriott Bonvoy Channels (Marriott websites, the mobile app, Participating Properties, Customer Engagement Centers) and for stays at hotels participating in the Marriott Bonvoy program. Elite benefits vary by hotel brand and are based on availability. For a list of current brands participating in Marriott Bonvoy, visit https://www.marriott.com/loyalty/earn/hotels.mi. All Marriott Bonvoy program terms and conditions apply. For details, visit: https://www.marriott.com/loyalty/terms/default.mi. Terms and conditions of the Marriott Bonvoy program may be modified and services and benefits may be added or deleted at any time without notice to cardmembers. This offer is for the intended recipient and cannot be transferred to any other person. For questions regarding this promotion, please contact the phone number at the back of your Chase Sapphire Reserve or J.P. Morgan Reserve credit card. Chase is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.

Visa Terms and Conditions: Benefits referenced on this page are current as of 05/2024. Benefits are subject to change by Visa at any time, in accordance with Visa’s notification policies, and are based on the individual merchant’s terms and conditions. Only the benefits listed on this page are available with this Chase Visa Infinite product; Visa’s website may describe additional Visa Infinite benefits not offered on this card. Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser. Many of the stated benefits and services of this product are provided by third parties who are solely responsible for their provision or fulfillment. The US Visa Infinite card does not include global application of all Visa Infinite related benefits at this time. There are some benefits Visa has sourced that are global but as a general matter Visa Infinite benefits are specifically sourced by region unless otherwise stated.

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Reserve by Sapphire: The ‘Reserved by Sapphire’ program is a benefit available to Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers. ‘Reserved by Sapphire’ provides cardmembers access to reservations held exclusively for Reserve cardmembers. ‘Reserved by Sapphire’ reservations are available through Chase Dining in Ultimate Rewards at dining.chase.com or in the Chase Mobile app. Reservations are based on a first-come, first-served basis. In the event of a reservation cancellation, you will be subject to the restaurant’s cancellation policy. Generally, reservations that are not booked 72-96 hours prior to the reservation time are released back to restaurants.

Chase Offers: Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 14 business days of Chase’s receipt of the information.

Cardmembers Eligible for Chase Pay Over Time: Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Chase credit cards are consumer credit cards issued by Chase, small business cards are excluded at this time. For Chase Pay Over Time at checkout on Amazon.com, Amazon Visa and Prime Visa cards and Chase Mastercard credit cards are also excluded.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Chase Pay Over Time Fee: The Chase Pay Over Time Fee for plans set up after purchase is up to 1.72% of the amount of each eligible purchase transaction or amount selected to create a Pay Over Time plan. The Pay Over Time Fee will be determined at the time each Pay Over Time plan is created and will remain the same until the Pay Over Time plan balance is paid in full. The Pay Over Time Fee is based on the amount of each purchase transaction selected to create the plan, the number of billing periods you choose to pay the balance in full, and other factors.

Screens simulated for illustrative purposes only. Actual experience, options, merchants, and offers may vary.

Air Canada Lounge Access: Chase Sapphire Reserve primary cardmembers and authorized users are granted complimentary access to Air Canada’s network of Maple Leaf Lounges and Air Canada Cafés across participating locations in Canada, the U.S. and Europe, when departing on a Star Alliance member airline flight. Air Canada Signature Suites and all lounges located in Montréal (YUL) are excluded. Cardmembers and authorized users are allowed accompanying guests for a fee (currently $59 USD at US lounges, $59 CAD at Canadian lounges, £59 GBP in the UK and €59 Euros in Europe) per guest, per visit. Fees are subject to change based on Air Canada’s guest fees and policy terms. Other taxes, fees, and charges may apply. Access through this benefit is limited to lounges in the airport where you are awaiting a departing or connecting flight; lounges in the airport of your final destination are excluded. To access a lounge, you must present your valid physical or digital Chase Sapphire Reserve card and eligible physical or digital same-day or overnight departing or connecting boarding pass for a flight operated by a Star Alliance member airline. Access is dependent on available capacity in the lounge. This benefit may be modified or canceled at any time without notice. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. For complete Air Canada Terms and Conditions and a listing of participating lounges, please visit aircanada.com/lounges.