Choose your offer 

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As a valued Chase customer,
an up to $900 offer could be yours!

Open a new Chase Total Checking® account1 with qualifying activities.
Learn how to avoid the Monthly Service Fee and other product details.
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Thank you

 

Check your email for your offer code.

Offer expires 07/15/2026.

Choose the offer that's right for you

Get $450

✓ Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of offer enrollment

✓ Deposit a total of $5,000 - $9,999 in new money (not limited to direct deposit) within 30 days of offer 
 enrollment

✓ Maintain balance for 90 days from offer enrollment

OR

Get $600

✓ Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of offer enrollment

✓ Deposit a total of $10,000 - $14,999 in new money (not limited to direct deposit) within 30 days of offer enrollment

✓ Maintain balance for 90 days from offer enrollment

OR

Get $900

✓ Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of offer enrollment

✓ Deposit a total of $15,000 or more in new money (not limited to direct deposit) within 30 days of offer enrollment

✓ Maintain balance for 90 days from offer enrollment

Offer code applied when you choose “Open an account"

Account subject to approval.

Get Service Fee, Bonus/Account and other Important Information.

How to avoid the Monthly Service Fee and other product details

Chase Total Checking®

Monthly Service Fee1

$15 OR $0

$15 Monthly Service Fee OR $0 with one of the following, each monthly statement period:

$500+ in qualifying electronic deposits

OR $1,500+ balance at the beginning of each day

OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments

OR link this account to a qualifying checking account

Other fees apply. See the Clear & Simple Product Guide (PDF) and Deposit Account Agreement for more information.

How it works

  • 1

    Open an account online with the offer code or enter your email address to get your offer code and bring it to a Chase branch to open an account.

  • 2

    Complete qualifying activities. At day 30, your new money deposit amount will be determined. Maintain your balance for 90 days.

  • 3

    Receive your money within 15 days.

Open an account with your Chase offer code by 07/15/2026.

Choose your offer

Enjoy convenient banking

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Convenient locations

Access your money when you need it with a nationwide network of thousands of branches and ATMs.

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Chase Mobile® app

Manage your spending, savings, credit cards, home and auto financing all in one place. You can also pay bills and send money to friends.

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FDIC insured

Help keep your money protected. Checking and savings accounts are FDIC-insured up to the maximum amount allowed by law.

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llame o visite una sucursal local de Chase.

IMPORTANT INFORMATION
  • 1Service Fee: Chase Total Checking: $0 Monthly Service Fee when you have any ONE of the following during each statement period:
    • Option #1: $500+ in qualifying electronic deposits; OR,
    • Option #2: $1,500+ balance at the beginning of each day; OR,
    • Option #3: $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or investments; OR,
    • Option #4: Link this account to a qualifying checking account. Otherwise a $15 Monthly Service Fee will apply. Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits. Qualifying personal deposits include balances in this account and any Chase First CheckingSM, Chase SavingsSM, CDs, as well as certain Chase Retirement CDs or Chase Retirement Money Market accounts. Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Qualifying linked checking accounts include J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client CheckingSM, Chase Sapphire® Checking, Chase Premier Plus CheckingSM, Chase Performance Business Checking®, or Chase Performance Business Checking With Interest®. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.
  • New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
  • Product terms subject to change. For more information, please see a banker or visit chase.com/checking.
  • Bonus/Account Information: Checking offer is not available to existing Chase checking customers or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made into the new checking account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account; AND 3) Deposit a total of $5,000 or more in new money into the new checking account within 30 days of coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. At day 30, your new money deposit amount will be determined in the following manner and you must maintain for 90 days from coupon enrollment. If the new money deposit amount decreases below the threshold during the 90 day period, your offer amount may change or your checking account may no longer qualify for the offer:

    • Checking bonus offer amount $450 | New Money Deposit Amount $5,000-$9,999.99

    • Checking bonus offer amount $600 | New Money Deposit Amount $10,000-$14,999.99

    • Checking bonus offer amount $900 | New Money Deposit Amount $15,000 or more

  • After you have completed all requirements, we will deposit the bonus in your new checking account within 15 days. To receive the bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
  • Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.

    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.

  • Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

JPMorgan Chase Bank, N.A. Member FDIC
©2026 JPMorgan Chase & Co.

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