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As a valued Chase customer,
an up to $900 offer could be yours!

When you open a new Chase Total Checking® account1 and new Chase SavingsSM account1 with qualifying activities.
See how to avoid the Monthly Service Fees and other product details.
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Check your email for your coupon code.

Offer expires 01/22/2025.

Choose the offer that is right for you

Get $300

Chase Total Checking®

For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of coupon enrollment.

Coupon code applied when you
choose "Open an account"

OR

Get $200

Chase SavingsSM

For new Chase savings customers: Open a new Chase SavingsSM account1, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.

Coupon code applied when you
choose "Open an account"

OR

Get $900

for both (an extra $400 bonus)

Chase Total Checking® + Chase SavingsSM

Open a new Chase Total Checking® and a new Chase SavingsSM account1 and get $900 when you open both at the same time and complete qualifying activities.

Coupon code applied when you
choose "Open both accounts"

Account(s) subject to approval.

Get Service Fee, Bonus/Account and other Important Information.

How to avoid the Monthly Service Fees and other product details

Chase Total Checking®

Monthly Service Fee1

$12 OR $0

$12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:

Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,

OR a balance at the beginning of each day of $1,500 or more in this account,

OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Chase SavingsSM

Monthly Service Fee1

$5 OR $0

$5 Monthly Service Fee OR $0 with one of the following, each monthly statement period:

A balance at the beginning of each day of $300 or more in this account,

OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®),

OR a Chase College CheckingSM account linked to this account for Overdraft Protection,

OR an account owner who is an individual younger than 18,

OR a linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account

Other fees apply. See the Clear & Simple Product Guide (PDF), Interest Rates, and Deposit Account Agreement for more information. Account(s) subject to approval.

How it works

  • 1

    Open an account online with the coupon code or enter your email address to get your coupon and bring it to a Chase branch to open an account.

  • 2

    Complete qualifying activities.

  • 3

    Receive your money within 15 days.

Questions about a Chase bonus?
Learn more.

Enjoy convenient banking

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Convenient locations

Get access to more than 15,000 ATMs and more than 4,700 branches.

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Chase Mobile® app

Manage your spending, savings, credit cards, home and auto financing all in one place. You can also pay bills and send money to friends.

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FDIC insured

Help keep your money protected. Checking and savings accounts are FDIC-insured up to the maximum amount allowed by law.

Si tiene alguna pregunta, por favor,
llame o visite una sucursal local de Chase.

IMPORTANT INFORMATION
  • 1 Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period:
    • Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network; OR,
    • Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account; OR,
    • Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply.
  • Chase SavingsSM has no Monthly Service Fee when you do at least one of the following each statement period:
    • Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR,
    • Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®); OR,
    • Option #3: Have a Chase College CheckingSM account linked to this account for Overdraft Protection; OR,
    • Option #4: Have an account owner who is an individual younger than 18; OR,
    • Option #5: Have a linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account. Otherwise a $5 Monthly Service Fee will apply.
  • Checking and Savings: New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Product terms subject to change. For more information, please see a banker or visit chase.com/checking or chase.com/savings. Bonus/Account Information: Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the checking bonus:
    • 1) Open a new Chase Total Checking account, which is subject to approval;
    • AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.
    • To receive the savings bonus:
      • 1) Open a new Chase SavingsSM account, which is subject to approval;
      • 2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;
      • AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 15 days.
      • To receive the extra bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days. To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY) for Chase SavingsSM, effective as of 09/20/2024, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
  • Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.

    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
     
  • Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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©2024 JPMorgan Chase & Co.

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