Earn up to $750

when you open a Business Complete Checking®,1 account. For new business checking customers with qualifying activities.2 The Monthly Service Fee can be reduced from $15 to $0.1

Offer expires 01/16/2025

Participants compensated

Here's how you'll earn your bonus offer:

Earn $750

with a minimum deposit of $30,000 in new money

OR

Earn $300

with a minimum deposit of $2,000 in new money

  • Open

    Open a new Chase Business Complete Checking account online or present this offer at your local Chase branch.

  • Deposit

    Deposit a minimum of $2,000 in new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.

  • Complete

    Complete 5 qualifying transactions2 within 90 days of offer enrollment. Your bonus will be deposited within 15 days.

    Qualifying transactions include debit card purchases, accepting credit and debit card payments with Chase QuickAccept®, Chase QuickDepositSM,3 ACH (credits), wires (credits and debits), Chase OnlineSM Bill Pay.4

It’s more than a bank account

Chase Business Complete Banking® takes care of the basics, so you can focus on growing your business.

Multiple ways to waive the Monthly Service Fee1

Multiple ways_ tab

Choose from five ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or linking an eligible JPMorgan or Private Client Checking account.

How to waive your Monthly Service Fee

  • Maintain a $2,000 deposit minimum daily balance
  • Spend at least $2,000 on purchases with a Chase Ink® business credit card
  • Receive $2,000 in deposits from QuickAccept transactions or other eligible payment solutions
  • Link a Chase Private Client CheckingSM, JPMorgan Classic Checking, or Private Client Checking Plus account
  • Provide valid, qualifying proof of military status (active or veteran)

Convenient access to payment processing

Process major debit and credit cards with QuickAccept. It's a built-in feature with your Business Complete Checking account.

Accept fast payments through the Chase Mobile® app5

  • Built-in feature of Business Complete Checking – no additional application needed
  • No hidden fees or monthly contracts
    • 2.6% + 10 cents for tap, dip and swipe transactions
    • 3.5% + 10 cents for manual transactions

Get fast access to your money with QuickAccept

QuickAccept lets you take card payments and get same-day deposits.6

QuickAccept® helps you keep cash in your account

  • Accept credit cards on-the-go using the Chase Mobile® app5 and contactless mobile card reader directly from your computer or with a shareable, secure payment link
  • Exclusively available through Chase Business Complete Banking® account

What will I need before I apply?

Content Item

Sole Proprietors

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Sole Proprietors Checklist

Individuals that need to be present at business banking account opening:

  • Sole Proprietorships with one owner — the owner
  • Spousal Sole Proprietorships — both owners
  • Sole Proprietorship Living Trust — the trustee(s)
  • Sole Proprietorship with a Power of Attorney — the agent

If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with both forms of ID, within 30 days, to be authorized.

If you are applying online, only Sole Proprietorships with one owner are supported. Spousal Sole Proprietorships, Sole Proprietorship Living Trusts, and Sole Proprietorships with a Power of Attorney are not supported online. Please visit a branch to open these types of accounts.

Personal Identification:

  • Two forms of ID are required. One ID must be a government issued ID.
    • If you are applying online, you must have a State Issued Driver’s License or a State Issued ID card. For your security you may be required to scan your ID.
  • Primary ID examples:
    • U.S. citizens: state issued driver’s license, state issued ID card, passport, etc.
    • Non-U.S. citizens:
      • Permanent residents:
        • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card
  • Secondary ID examples:
    • Credit card/debit card with embossed name, employer ID, utility bill, etc.
    • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

  • SSN, ITIN (non-US citizens), or an Employer Identification Number (EIN) is required.

Business Documentation:

  • Varies based on the State of Organization.

Assumed Name Certificate:

  • May be required if your business is operating with a DBA (doing business as). For example: Jim Jones DBA Jones Professional Painting.
  • Not required in HI, KS, MS, NM, WI and WY
  • Note: Assumed Name Certificate may also be known as: Trade Name Certificate, Fictitious Business Name Statement, or DBA
  • Trust Documentation

Supplemental Documentation listing the owner and Assumed Name (one of the following):

  • Assumed Name Application or Filing Receipt
  • Published newspaper entry
  • Business license
  • Original Power of Attorney Document
  • Personal ID
    • Agent: two forms of ID are required. One form must be a government issued ID
      • Primary ID examples:
        • U.S. citizens:
          • State issued driver’s license, state issued ID card, passport, etc.
        • Non-U.S. citizens:
          • Permanent residents:
            • Permanent Resident Alien Card (Green Card)
          • Non-permanent residents:
            • Passport or Matricula Consular Card
      • Secondary ID examples:
        • Credit card/debit card with embossed name, employer ID, utility bill
    • Owner/Principal: agent is required to provide the owner’s Personal ID or a photocopy of the owner's personal ID
  • Business address
  • Phone number
  • Number of business locations
  • Where products and services are sold
  • Where suppliers and vendors are located
  • Nature of your business
  • Annual sales
  • Number of employees
  • Types of transactions and volumes you expect to process through the new account
The following is needed if you would like to provide limited access to authorized employees (non-signers) to transact on behalf of your business using an employee card. Employee does not need to be present:
  • Full name as it appears on the employee’s government issued ID
  • Employee’s residential address
  • Employee’s date of birth

Partnerships

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Partnerships Checklist

Individuals that need to be present at business bank account opening:

All General Partners must be present to open the account.

  • If one of the General Partners is another business, an authorizing representative of that business must also be present.
  • If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with both forms of ID, within 30 days, to be authorized.

If you are applying online, partnerships are not supported online at this time. Please visit a branch to open this type of account.

Personal Identification:

  • Two forms of ID are required. One ID must be a government issued ID.
  • Primary ID examples:
    • U.S. citizens: state issued driver’s license, state issued ID card, passport, etc.
    • Non-U.S. citizens:
      • Permanent residents:
        • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card
  • Secondary ID examples:
    • Credit card/debit card with embossed name, employer ID, utility bill, etc.
    • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

  • An Employer Identification Number (EIN) is required.

Business Documentation:

  • General Partnerships:
    • Written Partnership Agreement
    • Joint Venture Agreement
    • Personal Identification (only available in certain states)
    • Website validation (must be available without a fee)
  • Limited Partnerships, Limited Liability Partnerships, and Limited Liability Limited Partnerships
    • Certified Partnership Agreement
    • Website validation (must be available without a fee)
    • Active Status Verification – Limited Partnerships, Limited Liability Partnerships, and Limited Liability Limited Partnerships registered more than 1 year ago also require one of the following: Certificate of Good Standing, Status Report, OR Long Form or Short Form Standing
  • Note: If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.

Assumed Name Certificate:

  • May be required if your business is operating with a DBA (doing business as). For example: Smith and Jones Paint Supplies DBA SJ Professional Painting.
  • Not required in HI, KS, MS, NE, NM, WI and WY
  • Note: Assumed Name Certificates may also be referred to as: Trade Name Certificate, Fictitious Business Name Statement, or DBA

Supplemental Documentation listing the current General Partners (one of the following):

  • Amendment to the Partnership Agreement or Joint Venture Agreement
  • Meeting minutes listing the current General Partners
  • Annual report or Statement of Information

Limited Liability Partnerships, Limited Liability Limited Partnerships and Limited Partnerships only:

  • Full name as it appears on limited partners government issued ID.
  • Legal business name – only used when an owner of the Partnership is another entity/trust.
  • Residential address – (Business address only required if owner is a business)
  • Percentage of ownership
  • Date of birth
  • Tax Identification Number (e.g. SSN, ITIN, FTIN)
  • Country of citizenship
  • Non-U.S. citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or Matricula Consular Card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present.
  • Note: If applying for a Business Credit Card or safe deposit box it is required to collect the above information for those owners with 25% or more ownership.
  • Business address
  • Phone number
  • Number of business locations
  • Where products and services are sold
  • Where suppliers and vendors are located
  • Nature of your business
  • Annual sales
  • Number of employees
  • Types of transactions and volumes you expect to process through the new account
The following is needed if you would like to provide limited access to authorized employees (non-signers) to transact on behalf of your business using an employee card. Employee does not need to be present:
  • Full name as it appears on the employee’s government issued ID
  • Employee’s residential address
  • Employee’s date of birth

Limited Liability Companies (LLC)

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Limited Liability Companies (LLC) Checklist

Individuals that need to be present at business bank account opening:

  • Member Managed LLC: all members
  • Manager Managed LLC: all managers
    • If one of the Managers or Members of the LLC is another business, an authorizing representative of that business must also be present.

If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with both forms of ID, within 30 days, to be authorized.

If you are applying online, only single-member and single-manager LLCs with one authorizing representative are supported. Multi-member or multi-manager LLCs, LLCs with multiple authorizing representatives, or Non-Profit LLCs are not supported online. Please visit a branch to open these types of accounts.

Personal Identification:

  • Two forms of ID are required. One ID must be a government issued ID.
    • If you are applying online, you must have a State Issued Driver’s License or a State Issued ID card. For your security you may be required to scan your ID.
  • Primary ID examples:
    • U.S. citizens: state issued driver’s license, passport, etc.
    • Non-U.S. citizens:
      • Permanent residents:
        • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card
  • Secondary ID examples:
    • Credit card/debit card with embossed name, employer ID, utility bill, etc.
    • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

  • An Employer Identification Number (EIN) is required
    • Single Member LLCs may use their SSN or ITIN
    • Individual Taxpayer Identification Number (ITIN) may be used for non-U.S. citizen

Business Documentation:

  • Varies based on the State of Organization.
  • Certified Articles of Organization (Certificate of Formation) – filed with state agency
  • Website validation
  • Active Status Verification – Limited Liability Companies registered more than 1 year ago also require one of the following: Certificate of Good Standing, Status Report, OR Long Form or Short Form Standing
  • Assumed Name Certificate
  • Note: If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.

Assumed Name Certificate:

  • May be required if your business is operating with a DBA (doing business as). For example: Jones Paint Supply LLC DBA Jones Professional Painting LLC
  • Not required in HI, KS, MS, NE, NM, WI and WY
  • Note: Assumed Name Certificates may also be referred to as: Trade Name Certificate, Fictitious Business Name Statement, or DBA.

Supplemental Documentation listing the current members or managers of the LLC (one of the following):

  • Certified amendment to the Articles of Organization or Certificate of Formation
  • Operating Agreement
  • Meeting minutes
  • Annual report or Statement of Information

Manager and Member Managed LLCs

  • Legal First Name and Last Name
  • Legal business name – only used when an owner of the LLC is another entity/trust.
  • Residential address – (Business Address when the owner of the LLC is a business)
  • Percentage of ownership
  • Date of birth
  • Tax Identification Number (e.g. SSN, ITIN, FTIN)
  • Country of citizenship
  • Non-U.S. citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or Matricula Consular Card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present.
  • Note: If applying for a Business Credit Card or safe deposit box it is required to collect the above information for those owners with 25% or more ownership.
  • The business address
  • Phone number
  • Number of business locations
  • Where products and services are sold
  • Location of suppliers and vendors
  • The nature of your business
  • Annual sales
  • Number of employees
  • Types of transactions and volumes you expect to process through the new account
The following is needed if you would like to provide limited access to authorized employees (non-signers) to transact on behalf of your business using an employee card. Employee does not need to be present.
  • Full name as it appears on the employee’s government issued ID
  • Employee’s residential address
  • Employee’s date of birth

Corporations

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Corporations

Individuals that need to be present at business bank account opening:

An authorizing representative must be present. This includes: President, Secretary, Assistant Secretary or Acting Secretary.

  • Non-Profit Only: A minimum of 2 non-voting board members is required if there are not any voting members.

If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with both forms of ID, within 30 days, to be authorized.

If you are applying online, only privately held S- and C-Corporations with one authorizing representative are supported. Non-Profit Corporations are not supported online. Please visit a branch to open this type of account.

Personal Identification:

  • Two forms of ID are required. One ID must be a government issued ID.
    • If you are applying online, you must have a State Issued Driver’s License or a State Issued ID card. For your security you may be required to scan your ID.
  • Primary ID examples:
    • U.S. citizens: state issued driver’s license, state issued ID card, passport, etc.
    • Non-U.S. citizens:
      • Permanent residents:
        • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card.
  • Secondary ID examples:
    • Credit card/debit card with embossed name, employer ID, utility bill, etc.
    • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

  • An Employer Identification Number (EIN) is required.

Business Documentation:

  • Filed with appropriate State Agency including State Filing Stamp.
  • Certified Articles of Incorporation – also known as a Certificate of Formation.
  • Website validation (must be available without a fee)
  • Active Status Verification – Corporations registered more than 1 year ago also require one of the following: Certificate of Good Standing, Status Report, Long Form Standing or Short Form Standing.
  • Note: If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.

Assumed Name Certificate:

  • May be required if your business is operating with a DBA (doing business as). For example: Jones Paint Supply Inc. DBA Jones Professional Painting.
  • Not required in HI, KS, MS, NE, NM, WI and WY.
  • Note: Assumed Name Certificates may also be referred to as: Trade Name Certificate, Fictitious Business Name Statement, or DBA.

Supplemental Documentation listing the current members or managers of the LLC (one of the following):

  • Certified amendment to the Articles of Incorporation or Certificate of Formation
  • Corporate Resolution
  • Meeting minutes
  • Annual report or Statement of information

Including Senior Managers, Board of Directors, or anyone else that has influence over the company.

  • Full name as it appears on the customers’ government issued ID.
  • Residential address
  • Senior Managers require additional information:
    • Date of birth
    • Tax Identification Number (e.g. SSN, ITIN, FTIN)
    • Non-U.S. citizens
  • Full name as it appears on the shareholders’ government issued ID.
  • Legal business name – only used when an owner of the Corporation is another entity/trust.
  • Residential address – (Business address if an owner is a business)
  • Percentage of ownership
  • Date of birth
  • Tax Identification Number (e.g. SSN, ITIN, FTIN)
  • Non-U.S. citizens
  • Non-U.S. citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or Matricula Consular Card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present.
  • Note: If applying for a Business Credit Card or safe deposit box it is required to collect the above information for those owners with 25% or more ownership.

Unincorporated Business Association or Organization

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Unincorporated Business Association or Organization Checklist

Individuals that need to be present at business bank account opening:

An authorizing representative — either the Secretary or Acting Secretary must be present.

  • If you would like to add an authorized signer to your account, they must also be present.

If you are applying online, Unincorporated Business Associations or Organizations are not supported online at this time. Please visit a branch to open this type of account.

Personal Identification:

  • Two forms of ID are required. One ID must be a government issued ID.
  • Primary ID examples:
    • U.S. citizens: state issued driver’s license, state issued ID card, passport, etc.
    • Non-U.S. citizens:
      • Permanent residents:
        • Permanent Resident Alien Card (Green Card), state issued drivers licenses, state issued ID card, passport, etc.
      • Non-permanent residents:
        • Passport, matricula, or U.S. Employment Authorization Card
  • Secondary ID examples:
    • Credit card/debit card with embossed name, employer ID, utility bill, etc.
    • Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.

Tax Identification Number:

  • An Employer Identification Number (EIN) is required.

Business Documentation If Organization or Association is using their own EIN:

  • Articles of association
  • Charter document validating existence
  • IRS Confirmation of EIN Issuance

If Organization or Association is using EIN of national or regional organization:

  • Letter of Authorization from national or regional office (must include EIN of national or regional office)

Assumed Name Certificate:

  • May be required if your business is operating under an assumed name.
  • Not required in HI, KS, MS, NE, NM, WI and WY
  • Not required for Non-profit Unincorporated Business Association or Organization in CA
  • Note: Assumed Name Certificates may also be referred to as: Trade Name Certificate, Fictitious Business Name Statement, or DBA.
  • Supplemental Documentation: Listing the current officers of the Unincorporated Business Association or Organization:
  • Meeting minutes
  • Full name as it appears on the customers’ government issued ID.
  • Residential address
  • Additional information is required for a Senior Manager on an Unincorporated Business Organization:
    • Date of birth
    • Tax Identification Number (e.g. SSN, ITIN, FTIN)
    • Country of citizenship
Non-U.S. citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or Matricula Consular Card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present.
  • Business address
  • Phone number
  • Number of business locations
  • Where products and services are sold
  • Location of suppliers and vendors
  • The nature of your business
  • Annual sales
  • Number of employees
  • Types of transactions and volumes you expect to process through the new account
The following is needed if you would like to provide limited access to authorized employees (non-signers) to transact on behalf of your business using an employee card. Employee does not need to be present.
  • Full name as it appears on the employee’s government issued ID
  • Employee’s residential address
  • Employee’s date of birth

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