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Enjoy $300

as a new Chase checking customer, when you open a Chase Total Checking® account1 and make direct deposits totaling $500 or more within 90 days of coupon enrollment.
Account subject to approval.
Get Service Fee, Bonus/Account and other Important Information.
Offer expires 10/15/2025.

How to avoid the Monthly Service Fee and other product details

Chase Total Checking

Monthly Service Fee2

$12 ($15, effective August 24, 2025) OR $0 No Monthly Service Fee with one of the following, each monthly statement period:

Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,

OR a balance at the beginning of each day of $1,500 or more in this account,

OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Other fees apply. See the Clear & Simple Product Guide (PDF) and Deposit Account Agreement (PDF) for more information.

Open a Chase SavingsSM account now, too.

Accounts subject to approval.

How it works

  • 1

    Open a checking account
    online with the coupon
    code or enter your email
    address to get your
    coupon and bring it to
    a Chase Branch to open
    an account.

  • 2

    Make direct deposits totaling $500 or more within 90 days of coupon enrollment.

  • 3

    Receive your new checking account bonus within 15 days.

Open a checking account with your Chase coupon by 10/15/2025.

Bank on your terms

Chase Overdraft AssistSM

No overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day.

Chase Mobile® app

Bank when and where you want. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.

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Convenient locations

With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.

Security you can count on

Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. Chase checking accounts also include FDIC insurance up to the maximum amount allowed by law.

Chase First BankingSM

Exclusively for Chase checking customers, an account with a debit card for kids and teens with no monthly service fee and digital tools to help parents teach good money habits. Learn more at chase.com/FirstBanking.

Already a customer? Refer friends and get rewarded. See details.

Si tiene alguna pregunta, por favor, llame o visite una sucursal local de Chase.

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IMPORTANT INFORMATION
  • 1 Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network; OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account; OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 ($15, effective 8/24/2025) Monthly Service Fee will apply.
    Chase SavingsSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®); OR, Option #3: Have a Chase College CheckingSM account linked to this account for Overdraft Protection; OR, Option #4: Have an account owner who is an individual younger than 18; OR, Option #5: Have a linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account. Otherwise a $5 Monthly Service Fee will apply.
  • 2New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
    Product terms subject to change. For more information, please see a banker or visit chase.com/checking or chase.com/savings.
  • Bonus/Account Information: Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposits totaling $500 or more made into the new checking account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
    Offer availability is subject to change. Other Chase checking bonus offers may exist concurrently.
  • With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
  • Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
  • Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • Zero Liability Protection: Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.
    The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
  • JPMorgan Chase Bank, N.A. Member FDIC
    ©2025 JPMorgan Chase & Co.
    LC_DIG300SE25Q3

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Chase Total Checking

Monthly Service Fee2

$12 ($15, effective August 24, 2025) OR $0
No Monthly Service Fee with one of the following, each monthly statement period:
Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
OR a balance at the beginning of each day of $1,500 or more in this account,
OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.

Chase SavingsSM

Monthly Service Fee2

$5 or $0
$5 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
A balance at the beginning of each day of $300 or more in this account,
OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®),
OR a Chase College CheckingSM account linked to this account for Overdraft Protection,
OR an account owner who is an individual younger than 18,
OR a linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account.
Other fees apply. See the Clear & Simple Product Guide (PDF), Interest Rates, and Deposit Account Agreement (PDF) for more information. Account(s) subject to approval.
 
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