Explore all the benefits of Sapphire Preferred
Rewards to inspire your next adventure
The Chase Sapphire Preferred card makes every purchase rewarding. Make your journey memorable and earn bonus points on travel, dining, and everyday purchases. Explore your complete Guide to Benefits or learn more about your benefits below.
01 Travel
Get closer to your happy place
Earn and redeem points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
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No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.* For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
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$50 Annual Chase Hotel Credit
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.*
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5x points on purchases through Chase Travel
Purchase your next trip through Chase Travel and earn 5x total points on flights, cruise lines, hotels, car rentals and more, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.*
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2x points on travel
Make the most of every trip with bonus points on travel purchases like airfare and hotels.*
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Unlimited points
There is no limit to the number of points you can earn. Points don't expire as long as your account is open.*
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No blackout dates or restrictions
Book travel through Chase Travel, and if a seat's available, it's yours.
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5x points on Lyft
Earn 5x total points on Lyft rides through March 2025.* That's 3x points in addition to the 2x points you already earn on travel.
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Ennismore hotel benefits
Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, Morgans Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more. Offer ends 12/31/2024.*
02 Dining
Satisfy your craving for dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Preferred.
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DoorDash & Caviar benefits
From ordering your favorite gourmet takeout to restocking your groceries with a free DashPass membership on both DoorDash and Caviar. You’ll pay a $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.*
Activate benefit
Plus, DoorDash members get up to $10 off a month on non-restaurant DoorDash orders.* -
3x points on dining
Earn 3x the points when you eat at restaurants, get takeout or order through eligible delivery services with your Sapphire Preferred card.* From Sunday brunch to a birthday dinner, meals out mean more rewards.
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03 Ultimate Rewards®
Get the most from your rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Chase Travel when using your card, points or a combination of both.
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More value in travel rewards
Your points are worth 25% more when you redeem them for airfare, hotels, car rentals and cruise lines through Chase Travel—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $625 toward travel.*
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10% anniversary points boost
We’ll award you an annual point bonus worth 10% of your total purchases for the year. So, if you spend $25,000, you’ll get 2,500 bonus points*
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1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 points equals 1,000 partner miles/points.
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No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Chase Travel.
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Flexibility
You can book airfare, hotels and car rentals through Chase Travel using your Sapphire Preferred card, your points or a combination of both—it's up to you.
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1 point per $1 spent on all other purchases
In addition to earning 2 points per dollar on travel and 3 points per dollar on dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.*
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More ways to get the most from your rewards
Redeem your points for statement credits or gift cards—or choose from other flexible ways to make your points work for you.
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Shop through Chase®
Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.*
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Redeem Points with Pay Yourself Back®
Redeem points for statement credits toward purchases made from the past 90 days.*
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04 Protection
Travel with peace of mind
Wherever your travels take you, you’ll bring these and other protection services built into your card benefits.
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Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.*
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Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.*
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Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.*
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Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.*
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Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.*
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Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)*
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Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.*
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Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.*
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Account security and protection
Your Sapphire Preferred card is equipped with the enhanced account and purchase protection you deserve.
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Fraud protection
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. *
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Zero Liability Protection
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.*
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Fraud alerts
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.* Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.
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Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.*
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Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.*
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Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
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Sapphire Preferred Benefits Guide
These are just some of the protection services built into your Sapphire Preferred card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.
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05 Events
Exclusive access to events and experiences
Sapphire cardmembers enjoy priority tickets and the best seats in the house for a wide range of events.
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Early-access tickets
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
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Priority seating
Get up close to the court or the stage. Sapphire Preferred cardmembers can experience events from the best seats in the house.
06 Wellness
Earn 5x total points on Peloton
Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Shop Peloton Bikes, Tread, Guide, or Row. Offer ends Mar. 31. 2025.*
07 Services
Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
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24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
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Visa Signature Concierge Service*
Contact Visa Signature Concierge at 1-800-953-7392 for help with dinner reservations or Broadway, music and sporting event tickets.
Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
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Manage your account with ease
Create an account on chase.com and download the Chase Mobile® app* to check account and points balances, pay bills and more.
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Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!
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Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.*
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Go paperless
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.
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Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Preferred card.
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Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance. - Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).*
- Online checkout
More ways to get the most from your rewards
Redeem for travel
Use points toward your next getaway—they’re worth 25% more when you redeem for travel through Chase Travel.
Book travel
Pay Yourself Back®
Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.
Redeem now
Chase DiningSM
Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.
Find cuisineThere's so much for you
More Sapphire Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Preferred cardmembers.
Chase DiningSM
Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.
Refer-A-Friend
Earn up to 75,000 bonus points per year by referring friends to either Chase Sapphire® card.
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