Explore all the benefits of Sapphire Preferred
Rewards to inspire your next adventure
The Chase Sapphire Preferred card makes every purchase rewarding. Make your journey memorable and earn bonus points on travel, dining, and everyday purchases. Explore your complete Guide to Benefits or learn more about your benefits below.
Get closer to your happy place
Earn and redeem points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.1 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.Learn more
$50 Annual Chase Hotel Credit
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.2
5x points on Lyft
Earn 5x total points on Lyft rides through March 2025.3 That's 3x points in addition to the 2x points you already earn on travel.Activate Lyft benefits
No blackout dates or restrictions
Book travel through Chase Travel, and if a seat's available, it's yours.Learn more
There is no limit to the number of points you can earn. Points don't expire as long as your account is open.4Learn more
Ennismore hotel benefits
Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, House of Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more.5
2x points on travel
Make the most of every trip with bonus points on travel purchases like airfare and hotels.4Learn more
Satisfy your craving for dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Preferred.
DoorDash & Caviar benefits
Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 2024.6Activate benefit
3x points on dining
Earn 3x the points when you eat at restaurants, get takeout or order through eligible delivery services with your Sapphire Preferred card.5 From Sunday brunch to a birthday dinner, meals out mean more rewards.Learn more
Skip the trip and have your groceries delivered to your doorstep with six months of complimentary Instacart+.7 In addition, Instacart+ members earn up to $15 in statement credits each quarter through July 2024.8 Membership auto-renews. Terms apply.Get started
Get the most from your rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Chase Travel when using your card, points or a combination of both.
More value in travel rewards
Your points are worth 25% more when you redeem them for airfare, hotels, car rentals and cruise lines through Chase Travel—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $625 toward travel.9Learn more
10% anniversary points boost
We’ll award you an annual point bonus worth 10% of your total purchases for the year. So, if you spend $25,000, you’ll get 2,500 bonus points5Learn more
1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Chase Travel points equals 1,000 partner miles/points.Learn more
No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Chase Travel.Learn more
You can book airfare, hotels and car rentals through Chase Travel using your Sapphire Preferred card, your points or a combination of both—it's up to you.Learn more
1 point per $1 spent on all other purchases
In addition to earning 2 points per dollar on travel and 3 points per dollar on dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.5Learn more
More ways to get the most from your rewards
Redeem your points for statement credits or gift cards—or choose from other flexible ways to make your points work for you.
Travel with peace of mind12
Wherever your travels take you, you’ll bring these and other protection services built into your card benefits.
Trip Cancellation / Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.Learn more
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.Learn more
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.Learn more
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.Learn more
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.Learn more
Travel and Emergency Assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)Learn more
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.Learn more
If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need—anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.Learn more
Account security and protection
Your Sapphire Preferred card is equipped with the enhanced account and purchase protection you deserve.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. 13Learn more
Zero Liability Protection13
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.14Learn more
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.13 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.Learn more
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.12Learn more
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less.12Learn more
Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.Learn more
Sapphire Preferred Benefits Guide
These are just some of the protection services built into your Sapphire Preferred card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.Learn more
Exclusive access to events and experiences
Sapphire cardmembers enjoy priority tickets and the best seats in the house for a wide range of events.
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
Get up close to the court or the stage. Sapphire Preferred cardmembers can experience events from the best seats in the house.
Earn 5x total points on Peloton
Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Shop Peloton Bikes, Tread, Guide, or Row. Offer ends Mar. 31. 2025.15
Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
Visa Signature Concierge Service16
Contact Visa Signature Concierge at 1-800-953-7392 for help with dinner reservations or Broadway, music and sporting event tickets.
Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
Manage your account with ease
Create an account on chase.com and download the Chase Mobile® app17 to check account and points balances, pay bills and more.Learn more
Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!Learn more
Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.18Learn more
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.Learn more
Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Preferred card.Learn more
Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
- Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).19
- Online checkout
More ways to get the most from your rewards
Redeem for travel
Use points toward your next getaway—they’re worth 25% more when you redeem for travel through Chase Travel.Book travel
Pay Yourself Back®
Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.Redeem now
There's so much for you
More Sapphire Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Preferred cardmembers.
Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.