Explore all the benefits of Sapphire Preferred

Rewards to inspire your next adventure

The Chase Sapphire Preferred card makes every purchase rewarding. Make your journey memorable and earn bonus points on travel, dining, and everyday purchases. Explore your complete Guide to Benefits or learn more about your benefits below.

Content Item

Get closer to your happy place

Earn and redeem points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.

  • No foreign transaction fees

    Pay no foreign transaction fees when you use your card outside the United States.1 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

    Learn more
  • $50 Annual Chase Hotel Credit

    Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.2

  • 5x points on purchases through Chase Travel

    Purchase your next trip through Chase Travel and earn 5x total points on flights, cruise lines, hotels, car rentals and more, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.3

    Explore Chase Travel
  • 2x points on travel

    Make the most of every trip with bonus points on travel purchases like airfare and hotels.4

    Learn more
  • Unlimited points

    There is no limit to the number of points you can earn. Points don't expire as long as your account is open.4

    Learn more
  • No blackout dates or restrictions

    Book travel through Chase Travel, and if a seat's available, it's yours.

    Learn more
  • 5x points on Lyft

    Earn 5x total points on Lyft rides through March 2025.3 That's 3x points in addition to the 2x points you already earn on travel.

    Activate Lyft benefits
  • Ennismore hotel benefits

    Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, Morgans Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more.5

Expand for more +

Satisfy your craving for dining experiences

Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Preferred.

  • DoorDash & Caviar benefits

    Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 2024.6

    Activate benefit
  • 3x points on dining

    Earn 3x the points when you eat at restaurants, get takeout or order through eligible delivery services with your Sapphire Preferred card.5 From Sunday brunch to a birthday dinner, meals out mean more rewards.

    Learn more

Get the most from your rewards

Enjoy the flexibility of booking airfare, hotels and car rentals through Chase Travel when using your card, points or a combination of both.

  • More value in travel rewards

    Your points are worth 25% more when you redeem them for airfare, hotels, car rentals and cruise lines through Chase Travel—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $625 toward travel.7

    Learn more
  • 10% anniversary points boost

    We’ll award you an annual point bonus worth 10% of your total purchases for the year. So, if you spend $25,000, you’ll get 2,500 bonus points5

    Learn more
  • 1:1 point transfer to leading frequent travel programs

    Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 points equals 1,000 partner miles/points.

    Learn more
  • No blackout dates or restrictions

    No travel restrictions or blackout dates on airline tickets booked through Chase Travel.

    Learn more
  • Flexibility

    You can book airfare, hotels and car rentals through Chase Travel using your Sapphire Preferred card, your points or a combination of both—it's up to you.

    Learn more
  • 1 point per $1 spent on all other purchases

    In addition to earning 2 points per dollar on travel and 3 points per dollar on dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.5

    Learn more
Expand for more +

More ways to get the most from your rewards

Redeem your points for statement credits or gift cards—or choose from other flexible ways to make your points work for you.

  • Shop through Chase®

    Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.8

    Learn more

  • Redeem Points with Pay Yourself Back®

    Redeem points for statement credits toward purchases made from the past 90 days.9

    Learn more

Travel with peace of mind10

Wherever your travels take you, you’ll bring these and other protection services built into your card benefits.

  • Trip Cancellation / Interruption Insurance

    If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.

    Learn more
  • Trip Delay Reimbursement

    If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

    Learn more
  • Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

    Learn more
  • Lost Luggage Reimbursement

    If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

    Learn more
  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

    Learn more
  • Travel and Emergency Assistance

    If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

    Learn more
  • Auto Rental Collision Damage Waiver

    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

    Learn more
  • Roadside Dispatch

    If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need—anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

    Learn more
Expand for more +

Account security and protection

Your Sapphire Preferred card is equipped with the enhanced account and purchase protection you deserve.

  • Fraud protection

    We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. 11

    Learn more
  • Zero Liability Protection11

    Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.12

    Learn more
  • Fraud alerts

    We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.11 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.

    Learn more
  • Purchase Protection

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.10

    Learn more
  • Extended Warranty Protection

    Extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less.10

    Learn more
  • Chip-enabled for enhanced security and wider acceptance

    A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

    Learn more
  • Sapphire Preferred Benefits Guide

    These are just some of the protection services built into your Sapphire Preferred card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.

    Learn more
Expand for more +

Exclusive access to events and experiences

Sapphire cardmembers enjoy priority tickets and the best seats in the house for a wide range of events.

  • Early-access tickets

    Beat the crowds. Get your tickets to concerts and sporting events before they sell out.

  • Priority seating

    Get up close to the court or the stage. Sapphire Preferred cardmembers can experience events from the best seats in the house.


Earn 5x total points on Peloton

Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Shop Peloton Bikes, Tread, Guide, or Row. Offer ends Mar. 31. 2025.13


Personalized assistance for Sapphire cardmembers

Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.

  • 24/7 access to customer service

    Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.

  • Visa Signature Concierge Service14

    Contact Visa Signature Concierge at 1-800-953-7392 for help with dinner reservations or Broadway, music and sporting event tickets.

Easily get more from your Sapphire experience

From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.

  • Manage your account with ease

    Create an account on chase.com and download the Chase Mobile® app15 to check account and points balances, pay bills and more.

    Learn more
  • Tap-to-pay contactless checkout

    Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!

    Learn more
  • Add an authorized user

    Maximize your reward earning potential by adding an authorized user to your account.16

    Learn more
  • Go paperless

    Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.

    Learn more
  • Convenient ways to pay

    Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Preferred card.

    Learn more
  • Earn points automatically

    Grow your points balance by using your card as the primary payment method for:

    • Online checkout
      Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
    • Monthly bills
      Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).17
Expand for more +

More ways to get the most from your rewards

Redeem for travel

Use points toward your next getaway—they’re worth 25% more when you redeem for travel through Chase Travel.

Book travel

Pay Yourself Back®

Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.

Redeem now

Chase DiningSM

Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.

Find cuisine

There's so much for you

More Sapphire Offers

There’s so much more to make yours—top benefits, offers and experiences for Sapphire Preferred cardmembers.

Learn more

Chase DiningSM

Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.

Explore more


Earn up to 75,000 bonus points per year by referring friends to either Chase Sapphire® card.

Refer now

Already a Sapphire cardmember?

Sign in to view your account, access exclusive content and take
advantage of your Sapphire benefits.

Sign in

Not a Sapphire cardmember yet?

We’re glad you’re here. Learn more about getting a Sapphire card.

Learn more
Footnote popup modal
Leaving popup modal
You're now leaving Chase
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.