Introducing all-new rewards to inspire your travels

Earn more. Redeem faster. Go further.



total points on travel
purchased through Chase

Earn 5x total points on travel purchases made through Chase Ultimate Rewards®, including airline tickets, hotel accommodations, car rentals, activities and cruises.
Excludes hotel purchases that qualify for the $50 annual Chase Ultimate Rewards.
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Annual Chase Ultimate
Rewards® Hotel Credit

Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Ultimate Rewards.
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points on dining at
restaurants worldwide

Earn 3x points on dining at restaurants, including eligible delivery services, takeout and dining out.
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points on online grocery
store purchases

Earn 3x points on groceries purchased online, such as pickup or delivery from grocery store chains and meal kit delivery services (excluding Target, Walmart and wholesale clubs).
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points on select
streaming services

Earn 3x points when you stream movies or music at home or on the go from select streaming services.
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anniversary points boost


We’ll award you an annual point bonus worth 10% of your total purchases for the year. So, if you spend $25,000, you’ll get 2,500 bonus points
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more value when points
are redeemed for travel
through Chase

Points are worth 25% more when you redeem them for travel through Ultimate Rewards. For example, 100,000 bonus points are worth $1,250.
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points on other travel and
1x points per $1 spent
on all other purchases

Earn 2x points on travel purchases, from airfare and hotels to taxis and trains.
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Sapphire offers just for you

Hit your fitness goals on your schedule with workouts on the Peloton App

Boost endurance, strength, balance and flexibility with thousands of motivating, instructor-led... workout classes—no equipment needed. Get started with a free trial from Peloton, then get up to $60 back on a Peloton Digital Membership through 2021 with your Sapphire Preferred card.1

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New! 5x points on Peloton equipment

Use Sapphire Preferred to earn 5x total points on select Peloton equipment purchases,2 plus up to... $60 back on an All-Access Membership.1 Terms apply.

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Get 25% more value with Pay Yourself Back®

New categories! Get more value when you redeem points for statement credits toward Airbnb and Away purchases by Mar. 31, 2022.3... Just choose an eligible purchase made with your Sapphire Preferred card from the past 90 days. Then, apply the points for all or part of the purchase and receive a statement credit.

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 Consider all the benefits of Sapphire Preferred

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Get back to exploring your world with exciting benefits

Earn and redeem points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.

  • No foreign transaction fees

    Pay no foreign transaction fees when you use your card outside the United States.4 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

    Learn more
  • 2x points on travel

    Make the most of every trip with bonus points on travel purchases like airfare and hotels.5

    Learn more
  • 5x points on Lyft

    Earn 5x total points on Lyft rides through March 2022.6 That's 3x points in addition to the 2x points you already earn on travel.

    Activate Lyft benefits
  • No blackout dates or restrictions

    Book travel through Ultimate Rewards, and if a seat's available, it's yours.

    Learn more
  • Unlimited points

    There is no limit to the number of points you can earn. Points don't expire as long as your account is open.5

    Learn more
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Satisfy your craving for dining experiences

Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Preferred.

  • Private dining series

    Sit down for a memorable meal at some of the most sought-after restaurants in the country. These exclusively curated dining events are available to Sapphire Preferred cardmembers.

    Learn more
  • Sapphire at Home dining experiences

    Join us for interactive, virtual events hosted by renowned chefs, restaurateurs, mixologists and farmers—all from the comfort of your own kitchen.

    Learn more
  • 2x points on dining

    Earn twice the points when you eat at restaurants, get takeout or order through eligible delivery services with your Sapphire Preferred card.5 From Sunday brunch to a birthday dinner, meals out mean more rewards.

    Learn more
  • DoorDash benefits

    Enjoy a complimentary DashPass, DoorDash's subscription service that provides unlimited restaurant deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12, for a minimum of one year (currently valued at $9.99 a month).7

    Learn more
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Turn points into travel with Ultimate Rewards

Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards when using your card, points or a combination of both.

  • 25% more value in travel rewards

    Your points are worth 25% more when you redeem them for airfare, hotels, car rentals and cruise lines through Ultimate Rewards—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $625 toward travel.8

    Learn more
  • 1 point per $1 spent on all other purchases

    In addition to earning 2 points per dollar on travel and 3 points per dollar on dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.5

    Learn more
  • 1:1 point transfer to leading frequent travel programs

    Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Ultimate Rewards points equals 1,000 partner miles/points.

    Activate Lyft benefits
  • No blackout dates or restrictions

    No travel restrictions or blackout dates on airline tickets booked through Ultimate Rewards.

    Learn more
  • Flexibility

    You can book airfare, hotels and car rentals through Ultimate Rewards using your Sapphire Preferred card, your points or a combination of both—it's up to you.

    Learn more
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More ways to get the most from your rewards

Redeem your points for statement credits or gift cards—or choose from other flexible ways to make your points work for you.

  • 25% more value with Pay Yourself Back®

    New categories! Get more value when you redeem points for statement credits toward Airbnb and Away purchases by Mar. 31, 2022.3

    Learn more
  • Shop through Chase®

    Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.9

    Learn more
  • Gift cards

    Choose from over 175 popular merchants.

    Activate Lyft benefits
  • Pay with points

    Use your Ultimate Rewards points to pay for all or part of your purchases with popular brands like Apple®10 and

    Learn more
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Travel with peace of mind12

Wherever your travels take you, you’ll bring these and other protection services built into your card benefits.

  • Trip Cancellation / Interruption Insurance

    If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.

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  • Trip Delay Reimbursement

    If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

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  • Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

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  • Lost Luggage Reimbursement

    If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

    Learn more
  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

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  • Travel and Emergency Assistance

    If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

    Learn more
  • Auto Rental Collision Damage Waiver

    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

    Learn more
  • Roadside Dispatch

    If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need—anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

    Learn more
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Account security and protection

From real-time fraud monitoring to chip-enabled safeguards, your Sapphire card is equipped with the enhanced account and purchase protection you deserve.

  • Fraud protection

    We help safeguard your account using sophisticated, real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.

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  • Zero Liability Protection13

    Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.

    Learn more
  • Fraud alerts

    We monitor fraud 24/7 and can text, email or call you if there's any unusual activity.14 Please sign in to and review your personal details to ensure your mailing address, phone and/or email are up to date.

    Learn more
  • Purchase Protection

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.12

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  • Extended Warranty Protection

    Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.12

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  • Chip-enabled for enhanced security and wider acceptance

    A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

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  • Sapphire Preferred Benefits Guide

    These are just some of the protection services built into your Sapphire Preferred card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.

    Learn more
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Exclusive access to events and experiences

Sapphire cardmembers enjoy priority tickets and the best seats in the house for a wide range of events.

  • Early-access tickets

    Beat the crowds. Get your tickets to concerts and sporting events before they sell out.

  • Sapphire at Home

    Join us for virtual culinary experiences, as chefs, restaurateurs, mixologists and farmers whip up some of your favorite recipes.

    See offers
  • Seaport District NYC

    Make more of your Sundays by showing your Sapphire Preferred card to unlock exclusive offers with participating merchants at the Seaport District.

    Learn more
  • Priority seating

    Get up close to the court or the stage. Sapphire Preferred cardmembers can experience events from the best seats in the house.

Push yourself further with two offers from Peloton

  • Earn 5x total points on equipment purchases,2 plus up to $60 back on an All-Access Membership1

    Get game-changing cardio with performance metrics to track your progress over time. Through March 2022, earn 5x total points on each Peloton equipment and accessory purchase over $1,800, with a max earn of 25,000 total points. After ordering, get started right away with a complimentary Digital Membership from Peloton. When your equipment arrives, you can also earn up to $60 back from Chase on a Peloton All-Access Membership through December 2021.

    Explore Peloton equipment
  • Not ready for equipment? Get up to $60 back on a Peloton Digital Membership.1

    Access thousands of at-home workout classes, including cardio, strength, yoga and more on your phone, tablet or TV. Get started with a free trial from Peloton, then earn up to $60 back on a Peloton Digital Membership through December 2021. Enroll through the link below (in-app enrollment isn't eligible).

    Enroll in a Digital Membership

Memberships auto-renew and can be canceled at any time.

Already have a membership? Find out how to take advantage of this offer.


Personalized assistance for Sapphire cardmembers

Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.

  • 24/7 access to customer service

    Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.

  • Visa Infinite Concierge Service15

    Contact Visa Signature Concierge at 1-800-953-7392 for help with dinner reservations or Broadway, music and sporting event tickets.

Easily get more from your Sapphire experience

From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.

  • Manage your account with ease

    Create an account on and download the Chase Mobile® app16 to check account and points balances, pay bills and more.

    Learn more
  • Tap-to-pay contactless checkout

    Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!

    Learn more
  • Add an authorized user

    Maximize your reward earning potential by adding an authorized user to your account.17

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  • Go paperless

    Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.

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  • Convenient ways to pay

    Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Preferred card.

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  • Earn points automatically

    Grow your points balance by using your card as the primary payment method for:

    • Online checkout
      Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
    • Monthly bills
      Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).18
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Explore Chase Ultimate Rewards®

Redeem for travel

Use points toward your next getaway—they’re worth 25% more when you redeem for travel through Chase Ultimate Rewards.

Book travel

Pay Yourself Back®

Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.

Redeem now

Chase DiningSM

Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.

Find cuisine

There's so much for you

More Sapphire Offers

There’s so much more to make yours—top benefits, offers and experiences for Sapphire Preferred cardmembers.

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Chase DiningSM

Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.

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Chase Sapphire Banking

Own your banking experience with secure, convenient and personalized banking options.

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