

Rewards to inspire your travels
Earn more. Redeem faster. Go further.
5x
total points on travel
purchased through Chase
Excludes hotel purchases that qualify for the $50 annual Chase Ultimate Rewards.
$50
Annual Chase Ultimate
Rewards® Hotel Credit
3x
points on dining at
restaurants worldwide
3x
points on online grocery
store purchases
3x
points on select
streaming services
10%
anniversary points boost
25%
more value when points
are redeemed for travel
through Chase
2x
points on other travel and
1x points per $1 spent
on all other purchases
Sapphire offers just for you
Extended: Up to $60 back on Peloton Memberships
The $60 in statement credits on memberships has been extended through ...June 2022. Access thousands of motivating, instructor-led workout classes—no equipment needed. Get started with a free trial from Peloton, then get up to $60 in statement credits on a Peloton App Membership with your Sapphire Preferred card.2
Expand for more + Close -5x points on Peloton equipment has been extended through June 2022
Use Sapphire Preferred to earn 5x total points on select Peloton equipment purchases plus up to... $60 in statement credits on an All-Access Membership.2 Terms apply.
Expand for more + Close -Consider all the benefits of Sapphire Preferred
01 Travel

Get back to exploring your world with exciting benefits
Earn and redeem points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
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No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.4 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
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2x points on travel
Make the most of every trip with bonus points on travel purchases like airfare and hotels.5
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5x points on Lyft
Earn 5x total points on Lyft rides through March 2025.6 That's 3x points in addition to the 2x points you already earn on travel.
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No blackout dates or restrictions
Book travel through Ultimate Rewards, and if a seat's available, it's yours.
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Unlimited points
There is no limit to the number of points you can earn. Points don't expire as long as your account is open.5
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02 Dining

Satisfy your craving for dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Preferred.
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Private dining series
Sit down for a memorable meal at some of the most sought-after restaurants in the country. These exclusively curated dining events are available to Sapphire Preferred cardmembers.
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2x points on dining
Earn twice the points when you eat at restaurants, get takeout or order through eligible delivery services with your Sapphire Preferred card.5 From Sunday brunch to a birthday dinner, meals out mean more rewards.
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DoorDash benefits
Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 2024.7
Activate benefit
03 Ultimate Rewards®

Turn points into travel with Ultimate Rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards when using your card, points or a combination of both.
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25% more value in travel rewards
Your points are worth 25% more when you redeem them for airfare, hotels, car rentals and cruise lines through Ultimate Rewards—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $625 toward travel.8
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1 point per $1 spent on all other purchases
In addition to earning 2 points per dollar on travel and 3 points per dollar on dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.5
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1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Ultimate Rewards points equals 1,000 partner miles/points.
Activate Lyft benefits -
No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Ultimate Rewards.
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Flexibility
You can book airfare, hotels and car rentals through Ultimate Rewards using your Sapphire Preferred card, your points or a combination of both—it's up to you.
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More ways to get the most from your rewards
Redeem your points for statement credits or gift cards—or choose from other flexible ways to make your points work for you.
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25% more value with Pay Yourself Back®
New categories! Get more value when you redeem points for statement credits toward Airbnb purchases by Jun. 30, 2022.3
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Shop through Chase®
Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.9
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Gift cards
Choose from over 175 popular merchants.
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Pay with points
Use your Ultimate Rewards points to pay for all or part of your purchases with popular brands like Apple®10 and Amazon.com.11
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04 Protection

Travel with peace of mind12
Wherever your travels take you, you’ll bring these and other protection services built into your card benefits.
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Trip Cancellation / Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
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Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
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Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.
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Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
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Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
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Travel and Emergency Assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
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Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
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Roadside Dispatch
If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need—anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
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Account security and protection
From real-time fraud monitoring to chip-enabled safeguards, your Sapphire card is equipped with the enhanced account and purchase protection you deserve.
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Fraud protection
We help safeguard your account using sophisticated, real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.
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Zero Liability Protection13
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.
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Fraud alerts
We monitor fraud 24/7 and can text, email or call you if there's any unusual activity.14 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.
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Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.12
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Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.12
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Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
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Sapphire Preferred Benefits Guide
These are just some of the protection services built into your Sapphire Preferred card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.
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05 Events

Exclusive access to events and experiences
Sapphire cardmembers enjoy priority tickets and the best seats in the house for a wide range of events.
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Early-access tickets
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
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Sapphire at Home
Join us for virtual culinary experiences, as chefs, restaurateurs, mixologists and farmers whip up some of your favorite recipes.
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Seaport District NYC
Make more of your Sundays by showing your Sapphire Preferred card to unlock exclusive offers with participating merchants at the Seaport District.
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Priority seating
Get up close to the court or the stage. Sapphire Preferred cardmembers can experience events from the best seats in the house.
06 Wellness

Push yourself further with two offers from Peloton, now extended through June 2022
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Earn 5x total points on equipment purchases,3 plus up to $60 back on an All-Access Membership2
Get game-changing cardio with performance metrics to track your progress over time. Earn 5x total points on each Peloton equipment purchase, with a max earn of 25,000 total points. When your equipment arrives, you can also earn up to $60 in statement credits from Chase on a Peloton All-Access Membership. Offers valid through June 2022.
Explore Peloton equipment -
Not ready for equipment? Get up to $60 back on a Peloton App Membership.2
Access thousands of at-home workout classes, including cardio, strength, yoga and more on your phone, tablet or TV. Get started with a free trial from Peloton, then earn up to $60 in statement credits on a Peloton App Membership through June 2022. Enroll through the link below (in-app enrollment isn't eligible).
Enroll in an App Membership
Memberships auto-renew and can be canceled at any time.
Already have a membership? Find out how to take advantage of this offer.
07 Services

Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
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24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
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Visa Infinite Concierge Service15
Contact Visa Signature Concierge at 1-800-953-7392 for help with dinner reservations or Broadway, music and sporting event tickets.
Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
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Manage your account with ease
Create an account on chase.com and download the Chase Mobile® app16 to check account and points balances, pay bills and more.
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Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!
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Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.17
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Go paperless
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.
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Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Preferred card.
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Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance. - Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).18
- Online checkout
Explore Chase Ultimate Rewards®
Redeem for travel
Use points toward your next getaway—they’re worth 25% more when you redeem for travel through Chase Ultimate Rewards.
Book travelPay Yourself Back®
Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.
Redeem nowChase DiningSM
Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.
Find cuisineThere's so much for you

More Sapphire Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Preferred cardmembers.
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Chase DiningSM
Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.
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Chase Sapphire Banking
Own your banking experience with secure, convenient and personalized banking options.
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