Rewards to inspire your travels

Earn more. Redeem faster. Go further.


total points on flights
purchased through Chase

Book flights through Chase Ultimate Rewards® to earn 5x total points immediately after earning your $300 Annual Travel credit.
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total points on hotels and car
rentals purchased through Chase

Earn 10x total points when you purchase hotel stays and car rentals through Ultimate Rewards immediately after earning your $300 Annual Travel Credit.
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total points on Chase DiningSM

Explore new dining possibilities and earn 10x total points on purchases through Ultimate Rewards when you make prepaid restaurant reservations or order takeout.
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Annual Travel Credit

Receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each anniversary year.
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points on travel and 1x points per
$1 spent on all other purchases

Earn 3x points on travel, immediately after earning your $300 Annual Travel Credit. Plus, earn 1 point per $1 spent on all other purchases.
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points on dining at
restaurants worldwide

Earn 3x points per $1 you spend at restaurants, from fast-casual to fine dining and cafés, including takeout and eligible delivery services.
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more redemption value on travel
purchased through Chase

Points are worth 50% more when you redeem them for flights, hotels, car rentals and cruise lines through Ultimate Rewards.
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Experience a world of dining with Reserved by SapphireSM1

  • Unlock reservations

    You have exclusive access to book prepaid reservations at top dining destinations.

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  • Book curated private events

    You’re invited to private dining events at Reserved by Sapphire properties around the country.

 Sapphire offers just for you

Upgrade to Marriott Bonvoy® Gold Elite status

Experience 3 months of complimentary Marriott Bonvoy® Gold Elite status by registering between July 1 and ... Sept. 30, 2022. Plus, you'll get a chance to extend your Gold Elite status through Feb. 2024.2 Terms apply. 

Register now

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Get 50% more value with Pay Yourself Back®

New categories! Get more value when you redeem your points for statement credits toward Airbnb and dining purchases by Sept. 30, 2022.3... Just choose an eligible purchase made with your Sapphire Reserve card from the past 90 days. Then, apply the points for all or part of the purchase and receive a statement credit.

Redeem now

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NEW: Instacart benefits from Sapphire

Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart+.4 In addition, Instacart+ members earn up to $15 in statement credits each month through July 2024.5 Membership auto-renews. Terms apply.

Get started

 Consider all the benefits of Sapphire Reserve

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Get back to exploring your world

Earn points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.

  • $300 Travel Credit

    Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card6 each year. Each year, your first $300 in travel purchases will not earn rewards points.7

    Learn more
  • 3x points on travel

    Enjoy the trip even more with bonus points on travel purchases like airfare and hotels.6

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  • 10x points on Lyft

    Earn 10x total points on Lyft rides through March 2025.8 That’s 7x points in addition to the 3x points you already earn on travel. 

    Activate Lyft benefits
  • Unlimited points

    There is no limit to the number of points you can earn. Points don’t expire as long as your account is open.6

    Learn more
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Enjoy more premium travel rewards

When you travel with Sapphire, plan on benefits ranging from generous statement credits to access to luxury properties worldwide.

  • Global Entry or TSA Pre ® or NEXUS fee credit

    Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.9

    Learn more
  • No foreign transaction fees

    Pay no foreign transaction fees when you use your card outside the United States.10 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

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  • No blackout dates or restrictions

    Book travel through Ultimate Rewards and if a seat’s available, it’s yours.

    Learn more
  • The Luxury Hotel & Resort CollectionSM

    Enjoy special benefits at a variety of hand-selected,hotels and resorts worldwide11

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  • Elite hotel benefits at Relais & Châteaux

    Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux, a prestigious collection of luxury properties in over 60 countries. Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay.12

  • Special car rental privileges

    Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Log in to Ultimate Rewards to access the special car rental privileges section of your travel benefits page to book with your card. Enjoy enhanced benefits, such as upgrades and car rental discounts, savings on luxury and premium rental car rates, plus promotions and other offers.13

    Learn more
  • Ennismore hotel benefits

    Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, House of Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more.14

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Take advantage of worldwide dining experiences

Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve.

  • Private dining series

    Sit down for a memorable meal at some of the most sought-after restaurants in the country.

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  • 3x points on dining

    Earn triple the points at restaurants, including takeout and eligible delivery services with your Sapphire Reserve card.6 From Sunday brunch to a birthday dinner, meals out mean more rewards.

    Learn more
  • DoorDash benefits

    Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 202415. Plus, as a DashPass member get a $5 monthly DoorDash credit automatically applied at checkout16.

    Activate benefit
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50% more value in travel rewards

Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards or transfer points to other travel programs.

  • 50% more value in travel redemption

    Your points are worth 50% more when you redeem them for airfare, hotels, car rentals and cruise lines through Ultimate Rewards—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $750 toward travel.17

    Learn more
  • Worldwide travel assistance

    Whether you need help booking travel or modifying a reservation on Ultimate Rewards, count on the full-service support of the Chase Travel Team.

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  • 1:1 point transfer to leading frequent travel programs

    Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Ultimate Rewards points equals 1,000 partner miles/points.

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  • No blackout dates or restrictions

    No travel restrictions or blackout dates on airline tickets booked through Ultimate Rewards.

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  • 1 point per $1 spent on all other purchases

    In addition to earning 3 points per dollar on travel and dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.6

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  • Flexibility

    You can book airfare, hotels and car rentals through Ultimate Rewards using your Sapphire Reserve card, your points or a combination of both—it's up to you.

    Learn more
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More ways to get the most from your rewards

Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you.

  • 50% more value with Pay Yourself Back®

    New categories! Get more value when you redeem points for statement credits toward Airbnb and dining purchases by Jun. 30, 2022.3

    Learn more
  • Shop through Chase®

    Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.18

    Learn more
  • Gift cards

    Choose from a selection of over 150 gift cards from some of your favorite retailers and more.

    Learn more
  • Pay with points

    Use your Ultimate Rewards points to pay for all or part of your purchases with popular brands like Apple®19 and

    Learn more
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Relax with airport lounge access and more amenities

Enjoy exclusive spaces, food, drinks, Wi-Fi and other benefits while traveling or attending Chase Sapphire events.

  • Priority Pass™ Select membership

    Departing for your destination is more relaxing with access to more than 1,300 lounges in 600+ cities around the world, after a one-time enrollment in Priority Pass Select.21

    Learn more
  • Events and experiences lounges

    Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more.

Travel with peace of mind22

When you take to the air or hit the road, we make security a priority. Here are some of the protection services built into your Sapphire Reserve card benefits.

  • Trip Cancellation / Interruption Insurance

    If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.

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  • Auto Rental Collision Damage Waiver

    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.

    Learn more
  • Emergency Evacuation and Transportation

    If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

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  • Trip Delay Reimbursement

    If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

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  • Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.

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  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

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  • Roadside Assistance

    If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.

    Learn more
  • Sapphire Reserve Benefits Guide

    These are just some of the protection services built into your Sapphire Reserve card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.

    Learn more
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Account security and protection

From real-time fraud monitoring to chip-enabled safeguards, your Sapphire card is equipped with the enhanced account and purchase protection you deserve.

  • Zero Liability Protection23

    Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.

    Learn more
  • Fraud protection

    We help safeguard your account using sophisticated, real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.

    Learn more
  • Fraud alerts

    We monitor fraud 24/7 and can text, email or call you if there's any unusual activity.24 Please sign in to and review your personal details to ensure your mailing address, phone and/or email are up to date.

    Learn more
  • Return Protection

    You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.22

    Learn more
  • Extended Warranty Protection

    Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.22

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  • Chip-enabled for enhanced security and wider acceptance

    A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

    Learn more
  • Purchase Protection

    Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.22

    Learn more
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Exclusive access to events and experiences

Sapphire cardmembers enjoy priority ticketing and the best seats in the house for a wide range of events.

  • Early-access tickets

    Beat the crowds. Get your tickets to concerts and sporting events before they sell out.

  • Sapphire at Home

    Join us for virtual culinary experiences, as chefs, restaurateurs, mixologists and farmers whip up some of your favorite recipes.

    See offers
  • Seaport District NYC

    Make more of your Sundays by showing your Sapphire Reserve card to unlock exclusive offers with participating merchants at the Seaport District.

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  • Priority seating

    Get up close to the court or the stage. Sapphire Reserve cardmembers can experience events from the best seats in the house.


Personalized assistance for Sapphire cardmembers

Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.

  • 24/7 access to customer service

    Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.

  • Visa Infinite Concierge Service25

    Contact Visa Infinite Concierge at 1-877-660-0905 for help with dinner reservations or Broadway, music and sporting event tickets.

  • Travel and emergency assistance

    If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

    Learn more
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Easily get more from your Sapphire experience

From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.

  • Manage your account with ease

    Create an account on and download the Chase Mobile® app26 to check account and points balances, pay bills and more.

    Learn more
  • Tap-to-pay contactless checkout

    Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!

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  • Add an authorized user

    Maximize your reward earning potential by adding an authorized user to your account.27

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  • Go paperless

    Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.

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  • Convenient ways to pay

    Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card.

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  • Earn points automatically

    Grow your points balance by using your card as the primary payment method for:

    • Online checkout
      Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
    • Monthly bills
      Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).28
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Explore Chase Ultimate Rewards®

Redeem for travel

Use points toward your next getaway—they’re worth 50% more when you redeem them for travel through Chase Ultimate Rewards.

Book travel

Pay Yourself Back®

Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.

Redeem now

Chase DiningSM

Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.

Find cuisine

There's so much for you

More Sapphire Offers

There’s so much more to make yours—top benefits, offers and experiences for Sapphire Reserve cardmembers.

Reserved by SapphireSM

Your Sapphire Reserve card opens new doors to more flavors, sights and sounds. Explore the extraordinary lineup of experiences—including culinary, sports, music and entertainment.

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Chase Sapphire Banking

Own your banking experience with secure, convenient and personalized banking options.

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advantage of your Sapphire benefits.

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