Introducing all-new rewards to inspire your travels
Earn more. Redeem faster. Go further.
Sapphire offers just for you
Hit your fitness goals on your schedule with workouts on the Peloton App
Boost endurance, strength, balance and flexibility with thousands of motivating, instructor-led... workout classes—no equipment needed. Get started with a free trial from Peloton, then get up to $120 back on a Peloton Digital Membership through 2021 with your Sapphire Reserve card.Expand for more + Close -
Get 50% more value with Pay Yourself BackSM
Through September 30, 2021, your points are worth 50% more when you redeem them for statement credits after... using your card at grocery stores and dining at restaurants (including takeout & eligible delivery services), home improvement stores and select charitable organizations.Expand for more + Close -
Consider all the benefits of Sapphire Reserve
Get back to exploring your world
Earn points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
$300 Travel Credit
Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card each year. Plus, through Dec. 31, 2021, gas station and grocery store purchases count toward your Annual Travel Credit. Each year, your first $300 in travel purchases will not earn rewards points.4Learn more
3x points on travel
Enjoy the trip even more with bonus points on travel purchases like airfare and hotels.5Learn more
10x points on Lyft
Earn 10x total points on Lyft rides through March 2022.6 That’s 7x points in addition to the 3x points you already earn on travel. Plus, get 1 year of complimentary Lyft Pink,7 which offers 15% off rides, priority airport pickup and more.Activate Lyft benefits
There is no limit to the number of points you can earn. Points don’t expire as long as your account is open.5Learn more
Enjoy more premium travel rewards
When you travel with Sapphire, plan on benefits ranging from generous statement credits to access to luxury properties worldwide.
Global Entry or TSA Pre ® fee credit
Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.8Learn more
No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.9 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.Learn more
No blackout dates or restrictions
Book travel through Ultimate Rewards and if a seat’s available, it’s yours.Activate Lyft benefits
The Luxury Hotel & Resort CollectionSM
Enjoy special benefits at a variety of hand-selected,hotels and resorts worldwide10Learn more
Elite hotel benefits at Relais & Châteaux
Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux, a prestigious collection of luxury properties in over 60 countries. Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay.11
Special car rental privileges
Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Log in to Ultimate Rewards to access the special car rental privileges section of your travel benefits page to book with your card. Enjoy enhanced benefits, such as upgrades and car rental discounts, savings on luxury and premium rental car rates, plus promotions and other offers.12Learn more
Take advantage of worldwide dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve.
Private dining series
Sit down for a memorable meal at some of the most sought-after restaurants in the country.Learn more
3x points on dining
Earn triple the points at restaurants, including takeout and eligible delivery services with your Sapphire Reserve card.5 From Sunday brunch to a birthday dinner, meals out mean more rewards.Learn more
Takeout tastes even better with up to $60 in statement credits on DoorDash purchases in 2021,13 plus a complimentary DashPass subscription for use on both DoorDash and Caviar, valued at over $100. You’ll pay no delivery fee and get reduced service fees on eligible orders over $12 for a minimum of one year.14Learn more
Sapphire at Home dining experiences
Join us for interactive, virtual events hosted by renowned chefs, restaurateurs, mixologists and farmers—all from the comfort of your own kitchen.Learn more
50% more value in travel rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards or transfer points to other travel programs.
50% more value in travel redemption
Your points are worth 50% more when you redeem them for airfare, hotels, car rentals and cruise lines through Ultimate Rewards—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $750 toward travel.15Learn more
Worldwide travel assistance
Whether you need help booking travel or modifying a reservation on Ultimate Rewards, count on the full-service support of the Chase Travel Team.Learn more
1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Ultimate Rewards points equals 1,000 partner miles/points.Activate Lyft benefits
No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Ultimate Rewards.Learn more
1 point per $1 spent on all other purchases
In addition to earning 3 points per dollar on travel and dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.5Activate Lyft benefits
You can book airfare, hotels and car rentals through Ultimate Rewards using your Sapphire Reserve card, your points or a combination of both—it's up to you.Learn more
More ways to get the most from your rewards
Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you.
50% more value with Pay Yourself Back®
Through Sep. 30, 2021, your points have 50% more value when you redeem them for statement credits after using your card at grocery stores, dining at restaurants (including takeout and eligible delivery services), home improvement stores and select charitable organizations.3Learn more
Shop through Chase®
Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.16Learn more
Relax with airport lounge access and more amenities
Enjoy exclusive spaces, food, drinks, Wi-Fi and other benefits while traveling or attending Chase Sapphire events.
Priority Pass™ Select membership
Departing for your destination is more relaxing with access to more than 1,300 lounges in 600+ cities around the world, after a one-time enrollment in Priority Pass Select.19Learn more
Events and experiences lounges
Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more.
Travel with peace of mind20
When you take to the air or hit the road, we make security a priority. Here are some of the protection services built into your Sapphire Reserve card benefits.
Trip Cancellation / Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.Learn more
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.Learn more
Emergency Evacuation and Transportation
If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.Learn more
Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.Learn more
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.Learn more
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.Learn more
If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.Learn more
Sapphire Reserve Benefits Guide
These are just some of the protection services built into your Sapphire Reserve card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.Learn more
Account security and protection
From real-time fraud monitoring to chip-enabled safeguards, your Sapphire card is equipped with the enhanced account and purchase protection you deserve.
Zero Liability Protection21
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.Learn more
We help safeguard your account using sophisticated, real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.Learn more
We monitor fraud 24/7 and can text, email or call you if there's any unusual activity.22 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.Learn more
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.20Learn more
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.20Learn more
Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.Learn more
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.20Learn more
Exclusive access to events and experiences
Sapphire cardmembers enjoy priority ticketing and the best seats in the house for a wide range of events.
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
Sapphire at Home
Join us for virtual culinary experiences, as chefs, restaurateurs, mixologists and farmers whip up some of your favorite recipes.See offers
Seaport District NYC
Make more of your Sundays by showing your Sapphire Reserve card to unlock exclusive offers with participating merchants at the Seaport District.Learn more
Get up close to the court or the stage. Sapphire Reserve cardmembers can experience events from the best seats in the house.
Push yourself further with two offers from Peloton
Get game-changing cardio with performance metrics to track your progress over time. Through March 2022, earn 10x total points on each Peloton equipment and accessory purchase over $1,800, with a max earn of 50,000 total points. After ordering, get started right away with a complimentary Digital Membership from Peloton. When your equipment arrives, you can also earn up to $120 back from Chase on a Peloton All-Access Membership through December 2021.Explore Peloton equipment
Not ready for equipment? Get up to $120 back on a Peloton Digital Membership.1
Access thousands of at-home workout classes, including cardio, strength, yoga and more on your phone, tablet or TV. Get started with a free trial from Peloton, then earn up to $120 back on a Peloton Digital Membership through December 2021. Enroll through the link below (in-app enrollment isn't eligible).Enroll in a Digital Membership
Memberships auto-renew and can be canceled at any time.
Already have a membership? Find out how to take advantage of this offer.
Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
Visa Infinite Concierge Service23
Contact Visa Infinite Concierge at 1-877-660-0905 for help with dinner reservations or Broadway, music and sporting event tickets.
Travel and emergency assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)Learn more
Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
Manage your account with easeLearn more
Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!Learn more
Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.25Learn more
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.Learn more
Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card.Learn more
Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
- Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).26
- Online checkout
Explore Chase Ultimate Rewards®
Redeem for travel
Use points toward your next getaway—they’re worth 50% more when you redeem them for travel through Chase Ultimate Rewards.Book travel
Pay Yourself BackSM
Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.Redeem now
There's so much for you
Sapphire Beyond Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Reserve cardmembers.Explore more
Cardmembers can enjoy exclusive access to an eclectic list of local restaurants, virtual dining events and other curated culinary content.Explore more