Rewards to inspire your travels
Earn more. Redeem faster. Go further.
5x
total points on flights
purchased through Chase
10x
total points on hotels and car
rentals purchased through Chase
10x
total points on Chase DiningSM
$300
Annual Travel Credit
3x
points on travel and 1x points per
$1 spent on all other purchases
3x
points on dining at
restaurants worldwide
50%
more redemption value on travel
purchased through Chase
Experience a world of dining with Reserved by SapphireSM1
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Unlock reservations
You have exclusive access to book prepaid reservations at top dining destinations.
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Book curated private events
You’re invited to private dining events at Reserved by Sapphire properties around the country.
Sapphire offers just for you
Upgrade to Marriott Bonvoy® Gold Elite status
Experience 3 months of complimentary Marriott Bonvoy® Gold Elite status by registering between July 1 and ... Sept. 30, 2022. Plus, you'll get a chance to extend your Gold Elite status through Feb. 2024.2 Terms apply.
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Get 50% more value with Pay Yourself Back®
New categories! Get more value when you redeem your points for statement credits toward Airbnb and dining purchases by Sept. 30, 2022.3... Just choose an eligible purchase made with your Sapphire Reserve card from the past 90 days. Then, apply the points for all or part of the purchase and receive a statement credit.
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Consider all the benefits of Sapphire Reserve
01 Travel
Get back to exploring your world
Earn points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
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$300 Travel Credit
Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card6 each year. Each year, your first $300 in travel purchases will not earn rewards points.7
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3x points on travel
Enjoy the trip even more with bonus points on travel purchases like airfare and hotels.6
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10x points on Lyft
Earn 10x total points on Lyft rides through March 2025.8 That’s 7x points in addition to the 3x points you already earn on travel.
Activate Lyft benefits -
Unlimited points
There is no limit to the number of points you can earn. Points don’t expire as long as your account is open.6
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Enjoy more premium travel rewards
When you travel with Sapphire, plan on benefits ranging from generous statement credits to access to luxury properties worldwide.
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Global Entry or TSA Pre ® or NEXUS fee credit
Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.9
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No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.10 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
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No blackout dates or restrictions
Book travel through Ultimate Rewards and if a seat’s available, it’s yours.
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The Luxury Hotel & Resort CollectionSM
Enjoy special benefits at a variety of hand-selected,hotels and resorts worldwide11
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Elite hotel benefits at Relais & Châteaux
Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux, a prestigious collection of luxury properties in over 60 countries. Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay.12
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Special car rental privileges
Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Log in to Ultimate Rewards to access the special car rental privileges section of your travel benefits page to book with your card. Enjoy enhanced benefits, such as upgrades and car rental discounts, savings on luxury and premium rental car rates, plus promotions and other offers.13
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Ennismore hotel benefits
Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, House of Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more.14
02 Dining
Take advantage of worldwide dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve.
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Private dining series
Sit down for a memorable meal at some of the most sought-after restaurants in the country.
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3x points on dining
Earn triple the points at restaurants, including takeout and eligible delivery services with your Sapphire Reserve card.6 From Sunday brunch to a birthday dinner, meals out mean more rewards.
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DoorDash benefits
Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 202415. Plus, as a DashPass member get a $5 monthly DoorDash credit automatically applied at checkout16.
Activate benefit
03 Ultimate Rewards®
50% more value in travel rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Ultimate Rewards or transfer points to other travel programs.
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50% more value in travel redemption
Your points are worth 50% more when you redeem them for airfare, hotels, car rentals and cruise lines through Ultimate Rewards—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $750 toward travel.17
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Worldwide travel assistance
Whether you need help booking travel or modifying a reservation on Ultimate Rewards, count on the full-service support of the Chase Travel Team.
Learn more
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1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 Ultimate Rewards points equals 1,000 partner miles/points.
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No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Ultimate Rewards.
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1 point per $1 spent on all other purchases
In addition to earning 3 points per dollar on travel and dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.6
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Flexibility
You can book airfare, hotels and car rentals through Ultimate Rewards using your Sapphire Reserve card, your points or a combination of both—it's up to you.
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More ways to get the most from your rewards
Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you.
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50% more value with Pay Yourself Back®
New categories! Get more value when you redeem points for statement credits toward Airbnb and dining purchases by Jun. 30, 2022.3
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Shop through Chase®
Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.18
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Gift cards
Choose from a selection of over 150 gift cards from some of your favorite retailers and more.
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Pay with points
Use your Ultimate Rewards points to pay for all or part of your purchases with popular brands like Apple®19 and Amazon.com.20
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04 Lounges
Relax with airport lounge access and more amenities
Enjoy exclusive spaces, food, drinks, Wi-Fi and other benefits while traveling or attending Chase Sapphire events.
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Priority Pass™ Select membership
Departing for your destination is more relaxing with access to more than 1,300 lounges in 600+ cities around the world, after a one-time enrollment in Priority Pass Select.21
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Events and experiences lounges
Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more.
05 Protection
Travel with peace of mind22
When you take to the air or hit the road, we make security a priority. Here are some of the protection services built into your Sapphire Reserve card benefits.
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Trip Cancellation / Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
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Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.
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Emergency Evacuation and Transportation
If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
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Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
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Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.
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Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
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Roadside Assistance
If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.
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Sapphire Reserve Benefits Guide
These are just some of the protection services built into your Sapphire Reserve card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.
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Account security and protection
From real-time fraud monitoring to chip-enabled safeguards, your Sapphire card is equipped with the enhanced account and purchase protection you deserve.
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Zero Liability Protection23
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.
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Fraud protection
We help safeguard your account using sophisticated, real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.
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Fraud alerts
We monitor fraud 24/7 and can text, email or call you if there's any unusual activity.24 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.
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Return Protection
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.22
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Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.22
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Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
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Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.22
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06 Events
Exclusive access to events and experiences
Sapphire cardmembers enjoy priority ticketing and the best seats in the house for a wide range of events.
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Early-access tickets
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
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Sapphire at Home
Join us for virtual culinary experiences, as chefs, restaurateurs, mixologists and farmers whip up some of your favorite recipes.
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Seaport District NYC
Make more of your Sundays by showing your Sapphire Reserve card to unlock exclusive offers with participating merchants at the Seaport District.
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Priority seating
Get up close to the court or the stage. Sapphire Reserve cardmembers can experience events from the best seats in the house.
07 Services
Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
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24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
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Visa Infinite Concierge Service25
Contact Visa Infinite Concierge at 1-877-660-0905 for help with dinner reservations or Broadway, music and sporting event tickets.
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Travel and emergency assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
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Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
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Manage your account with ease
Create an account on chase.com and download the Chase Mobile® app26 to check account and points balances, pay bills and more.
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Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!
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Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.27
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Go paperless
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.
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Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card.
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Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance. - Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).28
- Online checkout
Explore Chase Ultimate Rewards®
Redeem for travel
Use points toward your next getaway—they’re worth 50% more when you redeem them for travel through Chase Ultimate Rewards.
Book travel
Pay Yourself Back®
Your points have more value when you redeem them for statement credits after making purchases within select rotating categories.
Redeem now
Chase DiningSM
Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.
Find cuisineThere's so much for you
More Sapphire Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Reserve cardmembers.
Reserved by SapphireSM
Your Sapphire Reserve card opens new doors to more flavors, sights and sounds. Explore the extraordinary lineup of experiences—including culinary, sports, music and entertainment.
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Chase Sapphire Banking
Own your banking experience with secure, convenient and personalized banking options.
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