Explore all the benefits of Sapphire Reserve
Rewards to inspire your next adventure
The Chase Sapphire Reserve card makes every purchase rewarding. Make your journey memorable with travel perks, private dinners, and VIP access at sought-after events. Explore your complete Guide to Benefits or learn more about your benefits below.
01 Travel
Get closer to your happy place
Earn points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.
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$300 Travel Credit
Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card* each year. Each year, your first $300 in travel purchases will not earn rewards points.*
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Book through The EditSM
Experience distinct benefits at a curated collection of hotels and resorts when you book through The Edit by Chase TravelSM, an exclusive benefit for Sapphire Reserve cardmembers.*
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10x on hotels through Chase Travel
Earn 10x total points on hotels (excluding The Edit) and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually.*
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5x points on flights through Chase Travel
Earn 5x total points on flights purchased travel through Chase Travel after the first $300 is spent on travel purchases annually.*
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3x points on travel
Enjoy the trip even more with bonus points on travel purchases like airfare and hotels.*
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Unlimited points
There is no limit to the number of points you can earn. Points don’t expire as long as your account is open.*
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Enjoy more premium travel rewards
When you travel with Sapphire, plan on benefits ranging from generous statement credits to access to luxury properties worldwide.
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Global Entry or TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.*
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No blackout dates or restrictions
Book travel through Chase Travel and if a seat’s available, it’s yours.
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No foreign transaction fees
Pay no foreign transaction fees when you use your card outside the United States.* For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
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Elite hotel benefits at Relais & Châteaux
Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux, a prestigious collection of luxury properties in over 60 countries.* Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay.*
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Special car rental privileges
Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Log in to Chase Travel to access the special car rental privileges section of your travel benefits page to book with your card. Enjoy enhanced benefits, such as upgrades and car rental discounts, savings on luxury and premium rental car rates, plus promotions and other offers.*
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Lyft benefits
Add your Reserve card to the Lyft app and earn a monthly $10 in-app credit, up to $120 annually, to use on rides through September 30, 2027.*
Plus, earn 5x total points on Lyft rides through September 2027.* That’s 2x points in addition to the 3x points you already earn on travel.
Explore Lyft benefits
02 Dining
Indulge in worldwide dining experiences
Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve.
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New: Sapphire Reserve
Exclusive TablesCardmembers now have exclusive access to primetime reservations at some of the hottest restaurants on OpenTable through the Visa Dining Collection.* Here's how:
- Log into your OpenTable account
- Add your Sapphire Reserve card
- Start exploring all the restaurants
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3x points on dining
Earn triple the points at restaurants, including takeout and eligible delivery services with your Sapphire Reserve card.* From Sunday brunch to a birthday dinner, meals out mean more rewards.
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DoorDash & Caviar benefits
From ordering your favorite gourmet takeout to restocking your groceries, benefit from a free DashPass membership on both DoorDash and Caviar. Get $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027*.
Activate benefit
Plus DashPass members get access to up to $25 in monthly promos with a $5 monthly restaurant promo and two $10 non-restaurant DoorDash promos through Dec 31, 2027*. -
Private dining series
Sit down for a memorable meal at some of the most sought-after restaurants in the country.
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03 Ultimate Rewards®
Get the most from your rewards
Enjoy the flexibility of booking airfare, hotels and car rentals through Chase Travel or transfer points to other travel programs.
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More value with travel redemption
Your points are worth 50% more when you redeem them for airfare, hotels, car rentals and cruise lines through Chase Travel—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $750 toward travel.*
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Worldwide travel assistance
Whether you need help booking travel or modifying a reservation count on the full-service support of the Chase Travel team.
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1:1 point transfer to leading frequent travel programs
Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 points equals 1,000 partner miles/points.
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No blackout dates or restrictions
No travel restrictions or blackout dates on airline tickets booked through Chase Travel.
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1 point per $1 spent on all other purchases
In addition to earning 3 points per dollar on travel and dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases.*
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Flexibility
You can book airfare, hotels and car rentals through Chase Travel using your Sapphire Reserve card, your points or a combination of both—it's up to you.
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More ways to get the most from your rewards
Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you.
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Shop through Chase®
Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase.*
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25% more value with Pay Yourself Back®
Redeem points for statement credits toward your annual fee and eligible purchases for gas, and select bill pay categories by January 31, 2025
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Gift cards
Choose from a selection of over 150 gift cards from some of your favorite retailers and more.
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Pay with points
Use your points to pay for all or part of your purchases with popular brands like Apple® and Amazon.com.*
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04 Lounges
Relax with airport lounge access
With access to Chase Sapphire Lounge by The Club and Priority Pass lounges, each trip becomes an invitation to indulge before you get there.
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Enjoy complimentary Priority PassTM Select membership
Departing for your destination is more relaxing with access to 1,300+ Priority Pass airport lounges in 600+ cities around the world, plus every Sapphire Lounge by The Club, after a one- time enrollment in Priority Pass Select.*
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Visit Sapphire Lounge by The Club
Relax and refresh at a Sapphire Lounge and enjoy locally inspired menus, a curated selection of beverages, an atmosphere to remember and more. Sapphire Reserve cardmembers, ensure you're enrolled in your complimentary Priority Pass Select membership for lounge access.
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The Reserve Suites by Chase
Reserve cardmembers, treat yourself to The Reserve Suites at Sapphire Lounge by The Club at LaGuardia Airport in Terminal B. Enjoy caviar service on arrival, specially curated wine lists by Parcelle, exclusive menus by Jeffrey's Grocery, private bathrooms with spa showers and more. Chase Sapphire Reserve cardmembers can book a suite for a fee up to 72 hours prior to flight departure. Find details on the Chase Mobile® app in Benefits & Travel. The Reserve Suites are limited and subject to availability.
Learn more about the Sapphire Lounge and Reserve Suites at LGA -
Air Canada Lounges
Chase Sapphire Reserve cardmembers have access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with their Chase Sapphire Reserve card and an eligible departing same-day boarding pass on any Star Alliance carrier. Some lounges are excluded. For participating locations and details, click the link below.*
Explore Lounges
05 Protection
Travel with peace of mind
When you take to the air or hit the road, we make security a priority. Here are some of the protection services built into your Sapphire Reserve card benefits.
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Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.*
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Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad. *
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Emergency Evacuation and Transportation
If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.*
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Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler. *
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Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.*
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Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.*
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Roadside Assistance
If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.*
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Sapphire Reserve Benefits Guide
These are just some of the protection services built into your Sapphire Reserve card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.
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Account security and protection
Your Sapphire Reserve card is equipped with the enhanced account and purchase protection you deserve.
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Zero Liability Protection*
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.
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Fraud protection
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
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Fraud alerts
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.* Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.
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Return Protection
You can be reimbursed for eligible items that the store won’t accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.*
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Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.*
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Chip-enabled for enhanced security and wider acceptance
A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
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Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.*
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06 Events
Exclusive access to events and experiences
Sapphire cardmembers enjoy priority ticketing and the best seats in the house for a wide range of events.
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Reserved by SapphireSM
Explore one-of-a-kind experiences from private dinners hosted by award-winning chefs to VIP access at the most sought after events. See where your Sapphire Reserve card can take you.
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Events and experiences lounges
Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more.
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Early-access tickets
Beat the crowds. Get your tickets to concerts and sporting events before they sell out.
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Priority seating
Get up close to the court or the stage. Sapphire Reserve cardmembers can experience events from the best seats in the house.
07 Wellness
Earn 10x total points on Peloton
Reach your fitness goals with HIIT rides, strength training, walks, hikes, and more. Get 10x total points on Peloton equipment and accessory purchases over $150 with a max earn of 50,000 points. Shop Peloton Bikes, Tread, Guide, or Row. Offer ends Dec. 31, 2027.*
08 Services
Personalized assistance for Sapphire cardmembers
Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.
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24/7 access to customer service
Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.
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Visa Infinite Concierge Service*
Contact Visa Infinite Concierge at 1-877-660-0905 for help with dinner reservations or Broadway, music and sporting event tickets.
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Travel and emergency assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
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Easily get more from your Sapphire experience
From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.
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Manage your account with ease
Create an account on chase.com and download the Chase Mobile® app* to check account and points balances, pay bills and more.
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Tap-to-pay contactless checkout
Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!
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Add an authorized user
Maximize your reward earning potential by adding an authorized user to your account.*
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Go paperless
Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.
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Convenient ways to pay
Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card.
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Earn points automatically
Grow your points balance by using your card as the primary payment method for:
- Online checkout
Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance. - Monthly bills
Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills).*
- Online checkout
More ways to get the most from your rewards
Redeem for travel
Use points toward your next getaway—they’re worth 50% more when you redeem them for travel through Chase Travel.
Book travel
Pay Yourself Back®
Your points have more value when you redeem them for statement credits toward your annual fee or after making eligible purchases on gas, groceries, and select pet supply stores by June 30, 2025.
Redeem now
Chase DiningSM
Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.
Find cuisineThere's so much for you
More Sapphire Offers
There’s so much more to make yours—top benefits, offers and experiences for Sapphire Reserve cardmembers.
Reserved by SapphireSM
Your Sapphire Reserve card opens new doors to more flavors, sights and sounds. Explore the extraordinary lineup of experiences—including culinary, sports, music and entertainment.
Refer-A-Friend
Earn up to 100,000 bonus points per year by referring friends to either Chase Sapphire® card.
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View the details of the Sapphire Reserve benefits offered on this page.
