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Enjoy up to $200

as a new Chase savings customer, when you open a Chase SavingsSM account1 with qualifying activities.

Earn $100

when you deposit $5,000-$9,999

OR

Earn $200

when you deposit $10,000+

Offer expires 07/15/2026

How it works

  • 1

    Open an account

    Open a savings account online with the offer code or enter your email address to get your offer and bring it to a Chase branch.

  • 2

    Deposit new money

    Within 30 days of offer enrollment, deposit your qualifying new money into your new savings account. Your bonus will be determined on day 30.

  • 3

    Maintain deposit & enjoy your bonus

    Maintain your new money for 90 days from offer enrollment and we'll add your bonus to your account within 15 days.

How to avoid the Monthly Service Fee and other product details

Chase SavingsSM

Monthly Service Fee1

$5 or $0

$5 Monthly Service Fee OR $0 with one of the following, each monthly statement period:

Keep a balance at the beginning of each day of $300 or more in your savings account,

OR have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®),

OR have a Chase College CheckingSM account linked to this account for Overdraft Protection,

OR have an account owner who is an individual younger than 25,

OR have a linked J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client CheckingSM, Chase Sapphire® Checking or Chase Premier Plus CheckingSM

Other fees apply. See Account Disclosures and Rates for more information.

Get the convenience and protection you deserve

Mobile Icon

Simplify with the
Chase Mobile® app2

Manage your spending and savings all in one place. You can also pay bills3 and send money to friends.4

Automate your savings

Set up Autosave for repeating transfers between your Chase checking and savings accounts.5

 

Help keep your money protected

Your money is FDIC insured up to the maximum amount allowed by law.

Create a safety net for your checking account

Link a Chase savings account to your checking account for Overdraft Protection.6

IMPORTANT INFORMATION
  • 1Service Fee: Chase SavingsSM has $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $300+ balance at the beginning of each day; OR, Option #2: $25+ in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®); OR, Option #3: Link this account to a qualifying checking account; OR, Option #4: Link this account to a Chase College CheckingSM account that is enrolled in Overdraft Protection; OR, Option #5: An account owner who is under the age of 25. Otherwise a $5 Monthly Service Fee will apply.
    Qualifying linked checking accounts include J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Private Client CheckingSM, Chase Sapphire® Checking or Chase Premier Plus CheckingSM. For personal accounts, there must be a common owner.
    New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
    Product terms subject to change. For more information, please see a banker or visit chase.com/savings.
    Bonus/Account Information: Savings offer is not available to existing Chase savings customers. Offer is not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Within 30 days of coupon enrollment, deposit a total of $5,000 or more in new money into the new savings account. The new money cannot be funds held by you at Chase or its affiliates.
    At day 30, your bonus amount will be determined in the following manner:
      - Chase SavingsSM bonus amount: $100 - New Money Deposit Amount: $5,000 - $9,999.99
      - Chase SavingsSM bonus amount: $200 - New Money Deposit Amount: $10,000 or more
    AND 3) Maintain the new money (at least $5,000 for the $100 offer OR at least $10,000 for the $200 offer) in the new savings account for at least 90 days from the coupon enrollment date. If the new money deposit amount decreases below the threshold during the 90 day period, your offer amount may change or your savings account may no longer qualify for the offer. After you have completed all the above savings requirements, we will deposit the bonus in your new savings account within 15 days. To receive the above bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY) for Chase SavingsSM, effective as of 03/20/2026, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • 2Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
  • 3Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply.
  • 4Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
    Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • 5Autosave is available to customers with a Chase checking and Chase savings account, excluding Chase First BankingSM accounts.
  • 6Overdraft Protection: Sign up with a banker, or on chase.com or the Chase Mobile® app. If you have sufficient funds available in your linked backup account, funds will automatically be transferred from your Chase savings account to cover your overdraft transactions on your linked Chase checking account. If you do not have sufficient funds available in your linked Chase savings account to cover a transaction, the Standard Overdraft Practice will apply. Overdraft Protection is not available for Chase Secure CheckingSM or Chase First CheckingSM.
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Chase Total Checking®

Monthly Service Fee

$12 or $0
$12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
OR a balance at the beginning of each day of $1,500 or more in this account,
OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Chase SavingsSM

Monthly Service Fee

$5 or $0
$5 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
A balance at the beginning of each day of $300 or more in this account,
OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile®),
OR a Chase College CheckingSM account linked to this account for Overdraft Protection,
OR an account owner who is an individual younger than 18,
OR a linked Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account
Savings Withdrawal Limits: $5 Savings Withdrawal Limit Fee, which is a Chase fee, applies for each withdrawal or transfer out of this account over six per monthly statement period (maximum of three Savings Withdrawal Limit Fees per monthly statement period, for a total of $15). All withdrawals and transfers out of this account count toward this fee, including those made at a branch or at an ATM.
Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF), Interest Rates, and Deposit Account Agreement (PDF) for more information. Account(s) subject to approval.
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Next Steps
 
  1. 1
    Check your email for your offer code.
  2. 2
    Choose "Open an account" within the email or bring the email to a local branch to open your account.
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