The first step to knowing money matters
Exclusively for Chase checking customers, Chase First Banking helps parents teach their teens and kids about money by giving parents the control they want and kids the freedom they need to learn.
It’s a checking account for you and your child that comes with its very own debit card. Learn how to spend, save, and earn – all from the Chase Mobile® app.1
Simple from the start
Monitor and control
Skills for the future
Introducing Chase First Banking
Chase First Banking has a $0 Monthly Service Fee. You must be an existing Chase checking customer to open the account. For your children ages 6 or older.3
Account subject to approval. See Additional Banking Services and Fees (PDF) for more information.
Teach your teens and kids the money foundations of spend, save and earn
Spend
Manage where and how much your child can spend.
- Set limits on where and how much your child can spend, like $10 at restaurants or $15 to spend anywhere.
- Set up account alerts to help you keep track of their purchases.2
- Your child can use their own debit card to make purchases at stores and online.
- Teens and kids can request money and you can approve or decline the request.
- Set limits on how much your child can withdraw at ATMs.
- No fees at 16,000 Chase ATMs.4
Save
Help your child start saving and setting their own savings goals in the Chase Mobile app.
- Make savings a habit! Talk to your child about their savings goals and track their progress in the Chase Mobile app.
- Teens and kids can set goals and transfer money they’ve received or earned at any time.
- Easily transfer money to your child’s savings goals.
Earn
Set up recurring allowance and assign one-time chores.
- Make allowance easier with recurring payments – daily, weekly or monthly – to your child in the Chase Mobile app.
- Assign one-time chores and pay your teens and kids when they’re done in the Chase Mobile app.
Ready to get your teens and kids started with their first debit card?
You’ll first need to have a qualifying Chase checking account before you can add a Chase First Banking account.3
Have a Chase checking account?
Open a Chase First Banking
account for your children ages 6 or older
Not a Chase checking customer?
Choose the checking account that’s right for you
- 1 Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Message and data rates apply.
- 2 Account Alerts: There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.
- 3 For parents/guardians interested in teaching their child how to manage money through a debit card with the child’s name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening; a Chase Secure Checking, Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Better Banking® Checking, Chase Premier CheckingSM, Chase CheckingSM or a Chase Private Client Checking account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. You can open a Chase First Checking account for your child who is six years or older.
- 4 For non-Chase ATMs look for the
symbol. Fees from the ATM owner/network still apply.
Chase banking
We want to make banking easy. Access your bank account or open a bank account online. Bank from almost anywhere by phone, tablet or computer and at over 16,000 ATMs and nearly 4,900 branches nationwide.
Savings Accounts & CDs
It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. Savings accounts and Certificate of Deposit accounts are FDIC insured up to the maximum amount allowed by law.
Checking
Find the checking account that's best for you. See our Chase Total Checking offer for new customers. Check out our bank account without overdraft fees. Learn about our checking services including direct deposit and to order checks. Open a checking account online
Student banking
Refer a Friend
Chase Bank refer a friend for checking and savings accounts. Existing customers can refer a friend to bank with Chase and earn rewards.
About us
Chase Bank serves nearly half of U.S. households with a broad range of products. If you have questions or concerns, please contact us through Chase customer service or let us know at Chase complaints and feedback.
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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
You're Now Leaving Chase
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.