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• ¹ There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The “No Chase Fee” benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
• ² For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
• ³ No Overdraft Fees when item(s) are presented against an account with insufficient funds on the first four business days during the current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the four business days when an Overdraft Fee will not be charged..
• ⁴ Chase Sapphire^® Checking: There is a $25 Monthly Service Fee for Chase Sapphire Checking OR $0 when you have any ONE of the following during each statement period: Option #1: $75,000+ average beginning day balance in this account, or in combination with any other qualifying personal deposits or investments; OR, Option #2: Link this account to a qualifying checking account. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).

  Product terms subject to change. For more information, please see a banker or visit chase.com/checking

  Qualifying personal deposits include balances in Chase First Checking^SM, Chase High School Checking^SM, up to nine other personal Chase checking accounts (excluding Chase Private Client Checking^SM), Chase savings (excluding Chase Private Client Savings^SM), Certificate of Deposit (CDs), certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

  Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify.

  Qualifying linked checking accounts include Chase Sapphire^® Checking, Chase Private Client Checking^SM, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking. For personal accounts, there must be a common owner.
• ⁵ For Chase Premier Savings^SM: Earn Premier relationship rates when you link the account to a Chase Premier Plus Checking^SM or Chase Sapphire^® Checking account, and make at least five customer-initiated transactions in a monthly statement period using your linked checking account. See interest rates.
• ⁶ Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.
• ⁷ Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details.

• ⁸ Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

  Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

  "Sapphire Banking" is the brand name for a banking and investment offering, requiring a Chase Sapphire Checking account.

  Credit card accounts subject to credit approval. Restrictions and limitations apply. Credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

• The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

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