Chase First BankingSM

A debit card for kids

  • yes
    $0 Monthly Service Fee1
  • yes
    For children ages 6-17
  • yes
    Banking account owned by parent/guardian
  • yes
    For existing Chase checking customers

Not a Chase checking customer? Explore accounts

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Account subject to approval

Simple from the start

Start your child off with their first debit card with a $0 Monthly Service Fee!1 Manage both your personal accounts and Chase First Banking accounts in one spot with the Chase Mobile® app.2

Skills for the future

Help your child build good money habits through hands-on learning.

Monitor and control

Know where your child spends with alerts.3 Plus, set limits on where and how much your child can spend in one place.

Teach your kids the money foundations of spend, save and earn

Content Item
Manage where and how much
your child can spend.
  • Set limits on where and how much your child can spend, like $10 at restaurants or $15 to spend anywhere.
  • Set up account alerts to help you keep track of their purchases.
  • Your child can use their own debit card to make purchases at stores and online.
  • Your child can request money and you can approve or decline the request.
  • Set limits on how much your child can withdraw at ATMs.
  • No fees at 16,000 Chase ATMs.
Help your child start saving and setting their own savings goals in the Chase Mobile app.
  • Make savings a habit! Talk to your child about
    their savings goals and track their progress in
    the Chase Mobile app.
  • Your child can set goals and transfer money
    they’ve received or earned at any time.
  • Easily transfer money to your child’s savings goals.
Set up recurring allowance and
assign one-time chores.
  • Make allowance easier with recurring transfers – daily,
    weekly or monthly – to your child in the Chase Mobile app.
  • Assign recurring chores and pay your child when they’re done in the Chase Mobile app.
 

Does your teen need an account with direct deposit and the ability to pay friends and family with Zelle®4?

Consider a Chase High School CheckingSM account.

Compare accounts

Ready to get your kids started with their first debit card?

Chase First Banking has a $0 Monthly Service Fee. You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. For your children aged 6-17.1

Account subject to approval. See Additional Banking Services and Fees (PDF) for more information.

Open an account

Have a Chase checking account?

Open a Chase First Banking
account for your children ages 6-17

Open an account

Not a Chase checking customer?

Choose the checking account that’s right for you

learn more about Chase personal checking
  • 1 For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or a Chase Private Client CheckingSM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. Only the parent/guardian who opened the account can fund, view or manage this account. You can open a Chase First Checking account for your child who is 6-17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.
  • 2
    Chase Mobile® app
    is available for select mobile devices. Message and data rates may apply.
  • 3
    Account Alerts:
    There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.
  • 4
    Zelle®:
    Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to https://register.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
     

    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money.

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Find the checking account that's best for you. See our Chase Total Checking® offer for new customers. Check out our bank account without overdraft fees. View FAQs, how-to videos and other resources to help you get started with your new account.

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Student banking

Discover products and financial education tailored to help parents and students at the Student Center. For parents with kids and teens, explore Chase High School Checking or Chase First Banking as an account that helps parents teach good money habits. Our Chase College Checking Account has great benefits for students and new Chase customers can enjoy this special offer.

Refer a Friend

Chase Bank refer a friend for checking accounts. Existing Chase checking customers can refer a friend to bank with Chase and earn a cash bonus.

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About us

Chase Bank serves nearly half of U.S. households with a broad range of products. To learn more, go to the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know at Chase complaints and feedback.

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Chase
First BankingSM
A debit card for kids ages 6 - 17 with no monthly service fee,
exclusively for Chase Checking customers.
Not a Chase checking customer?
Get started today with
3 simple steps:
1
Open a qualifying
Chase checking account1
(Subject to approval)
Explore checking accounts
2
Add a Chase First Banking
account for your kid
.
Continue & apply
3
Help your kid learn
good money habits!
.
Learn more
x