Sapphire Reserve for Business

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Explore all the benefits of Sapphire Reserve for Business

Over $3,000 in annual value
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Explore the benefits of Chase Sapphire Reserve for Business and get the most out of your card

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Travel
Business Value
Experiences
Account Management
Protections
Three men standing beside a car, with luggage placed on the ground next to them, ready for travel.
Reserve Travel

Make every journey more rewarding

8x
points

on Chase TravelSM, including The EditSM*

4x
points

on flights & hotels booked direct*

Up to $500

annually for prepaid bookings made with the EditSM, our hand-picked collection hotels and resorts.*

Up to $300

annually towards travel purchases - the most flexible travel credit available.* Purchases that qualify will not earn points.

POINTS GO FURTHER
Points Boost

There are even more ways to make the most of your trip on Chase TravelSM. With new Points Boost offers, your points will be worth up to 2x on top booked hotels, including The Edit, and flights with select airlines when you redeem through Chase TravelSM.*

How it works

STEP 1
Search for hotels or flights

Visit Chase Travel, log in and enter your travel dates to begin your search.

STEP 2
Review travel options

Look for Points Boost offers in your search results where available, and click an offer to view detailed pricing.

STEP 3
Book
your trip

Add hotels and flights to your cart and see how your points are maximized.

WHERE TO LOUNGE

Visit Chase Sapphire Lounge by The Club

Whether you're looking for pre-flight productivity or time to rest and recharge, enjoy complimentary access to every Chase Sapphire Lounge by The Club with up to two guests, plus access to 1,300+ Priority PassTM lounges worldwide.* Also get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.*

Please note, access to the Sapphire Lounge and Priority Pass Select is not available for Employee Cardmembers.

FIND A LOUNGE
WHERE TO STAY

Enjoy world-class stays

Enjoy up to $500 in automatic statement credits annually with a maximum of $250 per transaction.* Enjoy complimentary benefits like $100 property credit, daily breakfast for two, room upgrades (if available) and more.*

Please note, this benefit is not available for Employee Cardmembers. Two-night minimum required. Purchases that qualify will not earn points.

FEATURED PROPERTIES
$250 credit for select Chase Travel hotels

Get up to $250 in statement credits through December 31, 2026 on prepaid Chase Travel hotel bookings for stays with IHG® Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two night minimum required. Purchases that qualify will not earn points.*

(Photo: InterContinental Paris - Le Grand)

ELEVATED TRAVEL

Exceptional rewards
are just the beginning

Take advantage of the best travel & purchase protections in the industry, plus built in benefits designed to take you further.

 

Three men sitting at a table at a dark lit restaurant.

Breeze through security and get back to business with a TSA PreCheck®, Global Entry, or Nexus fee credit. Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.*

Get complimentary IHG One Rewards Platinum Elite Status with your Sapphire Reserve for Business card through December 31, 2027.*

You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.*

Spend quality time with your clients without spending hours booking dining, entertainment, and travel. 24/7 assistance from Visa Infinite® Concierge is at your service.*

Woman sitting on a bench at the Sapphire Lounge.
Business Value

Boost your bottom line

$1,200+
annual value

to use toward tools you need to run your business

5x total points

on Lyft rides through 
9/30/27*

3x points

on advertising purchases made with social media sites and search engines*

1x points

on all other purchases*

BENEFITS BUILT IN

Take advantage of
powerful partnerships

2 Men and 1 woman looking deciding on different slabs of wood.

4 out of 5 employers who post on ZipRecruiter get a quality candidate in 1 day. Find yours and enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter.

You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.*

Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy to use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on Google Workspace.*

Lyft members can get access to up to $10 in monthly credits, up to $120 annually, to use on rides through 9/30/27.*

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You ll earn up to $50 in statement credits January through June and up to $50 July through December.*

Activate your complimentary DashPass Membership — a value of $120 for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible orders for a minimum of one year when you activate by December 31, 2027.*

$300 in DoorDash Promos

Plus, get a $5 monthly promo to spend on restaurant orders* and two $10 promos each month to save on groceries and retail order — * that's up to $25 each month.

Employee cards at
no additional cost

Add employee cards to your account and earn additional rewards for your business.* Employee cards come with the same level of purchase protections and travel protections as your primary card. Add up to 99 employee cards at no cost.

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Experiences

Once-in-a-lifetime opportunities

UNFORGETTABLE MOMENTS

Sapphire Reserve Experiences

Chase Sapphire Reserve opens the door to unforgettable experiences, giving you access to once-in-a-lifetime opportunities.

EXPLORE EXPERIENCES
A team of women and men having a collaborative meeting in a conference room
Account Management

Leverage tools that help you work smarter

BUSINESS TOOLS

Simplify your day-to-day with controls at your fingertips

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Chase Sapphire Reserve for Business gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Sapphire Reserve for Business card comes built with two ways to access your credit line Pay in Full and Flex for Business. While you must pay your Pay in Full balance each month, your Flex for Business balance can be paid over time with interest. 

Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full balance.*

Chase helps keep your accounts safe with account alerts.* Choose the alerts you want and how you'd like to receive them.

24/7 Support by Advisors specially trained to support your travel & business needs.

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Built-In Protection

You're covered — wherever business takes you

With seamless protections that safeguard your purchases, travel and experiences, Chase Sapphire Reserve for Business lets you focus on what matters, knowing you’re covered.

ELEVATED TRAVEL

Travel with peace of mind

When you take to the air or hit the road, we make your peace of mind a priority.

Man at the hotel counter checking in using his Chase Sapphire card

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.*

Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.*

Use your card to unlock special car rental benefits.

Avis: Up to 30% off base rates on qualifying rentals on any size car at over 5,000 locations worldwide. Automatic enrollment into Preferred Plus, free weekend rentals and up to 10% off base rates on Select Series.*

Hertz: Visa Infinite® cardholders who are enrolled in Hertz Gold Plus Rewards® can unlock additional car rental privileges with Hertz. Enjoy special savings, faster service, extra hours on returns for U.S. rentals and Hertz Gold Plus Rewards bonus points.*

National: Up to 25% on qualifying rentals at participating locations (U.S., Canada, Latin America and Caribbean) and a complimentary Emerald Club Executive level membership. Eligible for free weekend day and one-class upgrade.*

If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.*

If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.*

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)*

If your trip is canceled or cut short by sickness, severe weather or another covered situation, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, nonrefundable travel expenses, including passenger fares, tours and hotels.*

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.*

ADDITIONAL BENEFITS

Account security & protection

Your Sapphire Reserve for Business card is equipped with enhanced account and purchase protection.

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Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.*

Extend manufacturer’s U.S. warranty by an additional year, on eligible warranties of 3 years or less, up to 4 years from the date of purchase.*,**

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.*,**

You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.*

Unlock top-tier benefits

Spend $120,000 and unlock a suite of additional benefits* including up to $500 in statement credits for The Shops at Chase*, IHG® One Rewards Diamond Elite Status*, Southwest® Rapid Rewards A-List Status*, and up to $500 in statement credits for Southwest Airlines Flights booked through Chase Travel*. As the authorizing officer, you’ll receive the benefits for each calendar year in which you qualify and through the following calendar year.

$500

The Shops at Chase statement credits

Diamond Elite Status

with IHG One Rewards

$500

Southwest Airlines Chase Travel statement credits

A-List Status

with Southwest Airlines Rapid Rewards

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View the details of the Sapphire Reserve for Business benefits offered on this page.

©2025 JPMorgan Chase & Co.

©2025 JPMorgan Chase & Co. JPMorgan Chase Bank, N.A. Member FDIC